Use these sample customers to open a dispute in the test environment after you capture a Klarna Payments payment. The dispute is created after capture — wait a few seconds before you look it up.
Put the sample email in billing_address.email when you create the Klarna Payments session and when you create the order. Use the matching phone number from the same row.
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{
"billing_address" : {
"given_name" : "John" ,
"family_name" : "Test" ,
"email" : "customer+us+disputed-goods_not_received@klarna.com" ,
"phone" : "+13105550117" ,
"street_address" : "Test Street 13" ,
"postal_code" : "20002-6452" ,
"city" : "Washington" ,
"region" : "DC" ,
Expand
Make sure your account is onboarded on the Disputes API version you are triggering — v1–v3 or v4. Then pick one matching email. Do not combine a disputed- token with a dispute_ token.
Disputes API v4 —
customer+**+dispute_<lifecycle>@klarna.com opens a dispute and drives it through a predetermined lifecycle. See
Disputes API integration (v4) .
Info
Many v4 lifecycle flags wait for you to submit evidence or an appeal before they continue.
Dispute trigger flags (v1–v3)
Email address pattern Description customer+**+disputed-return@klarna.com Creates a dispute on each capture with the reason return and one open dispute request customer+**+disputed-goods_not_received@klarna.com Creates a dispute on each capture with the reason goods not received and one open dispute request customer+**+disputed-faulty_goods@klarna.com Creates a dispute on each capture with the reason faulty goods and one open dispute request customer+**+disputed-incorrect_invoice@klarna.com Creates a dispute on each capture with the reason incorrect invoice and one open dispute request customer+**+disputed-high_risk_order@klarna.com Creates a high-risk order (formerly known as stop request) on order level customer+**+disputed-non_compliance@klarna.com Creates a non-compliance dispute customer+**+disputed-non_guaranteed_payment_program@klarna.com Creates a non-guaranteed payment program dispute customer+**+disputed-unauthorized_purchase@klarna.com Creates a dispute on each capture with the reason unauthorized purchase and one open dispute request customer+**+disputed-return_not_possible@klarna.com Creates a return-not-possible dispute
Dispute lifecycle flags (v4)
Email address pattern Description customer+**+dispute_win_on_evidence@klarna.com Waits for evidence, then resolves the dispute in your favor customer+**+dispute_lose_on_expiry@klarna.com Closes the dispute as a loss to simulate a missed response deadline customer+**+dispute_pre_arb_accept_loss@klarna.com Closes the dispute as an accepted loss, as if you chose not to enter pre-arbitration customer+**+dispute_pre_arb_window_expired@klarna.com Waits for evidence, then simulates the pre-arbitration window expiring with no further action customer+**+dispute_pre_arb_lose_after_arbitration@klarna.com Waits for evidence and an appeal, then resolves the dispute against you after arbitration customer+**+dispute_pre_arb_win_after_arbitration@klarna.com Waits for evidence and an appeal, then resolves the dispute in your favor after arbitration
Select a country to view the sample data you can use to test Klarna.
Flow Email address Phone number Dispute: return customer+at+disputed-return@klarna.com +4306762600762 Dispute: goods not received customer+at+disputed-goods_not_received@klarna.com +4306762600763 Dispute: faulty goods customer+at+disputed-faulty_goods@klarna.com +4306762600765 Dispute: incorrect invoice customer+at+disputed-incorrect_invoice@klarna.com +4306762600766 Dispute: high-risk order customer+at+disputed-high_risk_order@klarna.com +4306762600767 Dispute: unauthorized purchase customer+at+disputed-unauthorized_purchase@klarna.com +4306762600768 Dispute: non-guaranteed payment program customer+at+disputed-non_guaranteed_payment_program@klarna.com +4306762600770 Dispute: non-compliance customer+at+disputed-non_compliance@klarna.com +4306762600771 Dispute: return not possible customer+at+return_not_possible@klarna.com +4306762600772
Flow Email address Phone number Resolution: win on evidence customer+at+dispute_win_on_evidence@klarna.com +4306762600781 Resolution: lose on expiry customer+at+dispute_lose_on_expiry@klarna.com +4306762600783 Resolution: accept loss on pre arbitration customer+at+dispute_pre_arb_accept_loss@klarna.com +4306762600784 Resolution: pre arbitration window expired customer+at+dispute_pre_arb_window_expired@klarna.com +4306762600785 Resolution: lose after arbitration customer+at+dispute_pre_arb_lose_after_arbitration@klarna.com +4306762600786 Resolution: win after arbitration customer+at+dispute_pre_arb_win_after_arbitration@klarna.com +4306762600787
Field Value First name Person AT Last name Test Address Test Street 13 Zip code 1010 City Wien Country AT Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
Flow Email address Phone number Dispute: return customer+be+disputed-return@klarna.com +32485212140 Dispute: goods not received customer+be+disputed-goods_not_received@klarna.com +32485212141 Dispute: faulty goods customer+be+disputed-faulty_goods@klarna.com +32485212143 Dispute: incorrect invoice customer+be+disputed-incorrect_invoice@klarna.com +32485212144 Dispute: high-risk order customer+be+disputed-high_risk_order@klarna.com +32485212145 Dispute: unauthorized purchase customer+be+disputed-unauthorized_purchase@klarna.com +32485212146 Dispute: non-guaranteed payment program customer+be+disputed-non_guaranteed_payment_program@klarna.com +32485212150 Dispute: non-compliance customer+be+disputed-non_compliance@klarna.com +32485212151 Dispute: return not possible customer+be+disputed-return_not_possible@klarna.com +32485212152
Flow Email address Phone number Resolution: win on evidence customer+be+dispute_win_on_evidence@klarna.com +32485212161 Resolution: lose on expiry customer+be+dispute_lose_on_expiry@klarna.com +32485212163 Resolution: accept loss on pre arbitration customer+be+dispute_pre_arb_accept_loss@klarna.com +32485212164 Resolution: pre arbitration window expired customer+be+dispute_pre_arb_window_expired@klarna.com +32485212165 Resolution: lose after arbitration customer+be+dispute_pre_arb_lose_after_arbitration@klarna.com +32485212166 Resolution: win after arbitration customer+be+dispute_pre_arb_win_after_arbitration@klarna.com +32485212167
Field Value First name Person BE Last name Test Address Test Street 13 Zip code 1000 City Bruxelles Country BE Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
Flow Email address Phone number Dispute: return customer+cz+disputed-return@klarna.com +420771623708 Dispute: goods not received customer+cz+disputed-goods_not_received@klarna.com +420771623709 Dispute: faulty goods customer+cz+disputed-faulty_goods@klarna.com +420771623711 Dispute: incorrect invoice customer+cz+disputed-incorrect_invoice@klarna.com +420771623712 Dispute: high-risk order customer+cz+disputed-high_risk_order@klarna.com +420771623713 Dispute: unauthorized purchase customer+cz+disputed-unauthorized_purchase@klarna.com +420771623714 Dispute: non-guaranteed payment program customer+cz+disputed-non_guaranteed_payment_program@klarna.com +420771623720 Dispute: non-compliance customer+cz+disputed-non_compliance@klarna.com +420771623721 Dispute: return not possible customer+cz+disputed-return_not_possible@klarna.com +420771623722
Flow Email address Phone number Resolution: win on evidence customer+cz+dispute_win_on_evidence@klarna.com +420771623731 Resolution: lose on expiry customer+cz+dispute_lose_on_expiry@klarna.com +420771623733 Resolution: accept loss on pre arbitration customer+cz+dispute_pre_arb_accept_loss@klarna.com +420771623734 Resolution: pre arbitration window expired customer+cz+dispute_pre_arb_window_expired@klarna.com +420771623735 Resolution: lose after arbitration customer+cz+dispute_pre_arb_lose_after_arbitration@klarna.com +420771623736 Resolution: win after arbitration customer+cz+dispute_pre_arb_win_after_arbitration@klarna.com +420771623737
Field Value First name Person CZ Last name Test Address Test Street 13 Zip code 110 00 City Praha Country CZ Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
Flow Email address Phone number Dispute: return customer+dk+disputed-return@klarna.com +4561555921 Dispute: goods not received customer+dk+disputed-goods_not_received@klarna.com +4531555956 Dispute: faulty goods customer+dk+disputed-faulty_goods@klarna.com +4561555601 Dispute: incorrect invoice customer+dk+disputed-incorrect_invoice@klarna.com +4571555705 Dispute: high-risk order customer+dk+disputed-high_risk_order@klarna.com +4541555404 Dispute: unauthorized purchase customer+dk+disputed-unauthorized_purchase@klarna.com +4525558959 Dispute: non-guaranteed payment program customer+dk+disputed-non_guaranteed_payment_program@klarna.com +4561555930 Dispute: non-compliance customer+dk+disputed-non_compliance@klarna.com +4561555931 Dispute: return not possible customer+dk+disputed-return_not_possible@klarna.com +4561555932
Flow Email address Phone number Resolution: win on evidence customer+dk+dispute_win_on_evidence@klarna.com +4561555941 Resolution: lose on expiry customer+dk+dispute_lose_on_expiry@klarna.com +4561555943 Resolution: accept loss on pre arbitration customer+dk+dispute_pre_arb_accept_loss@klarna.com +4561555944 Resolution: pre arbitration window expired customer+dk+dispute_pre_arb_window_expired@klarna.com +4561555945 Resolution: lose after arbitration customer+dk+dispute_pre_arb_lose_after_arbitration@klarna.com +4561555946 Resolution: win after arbitration customer+dk+dispute_pre_arb_win_after_arbitration@klarna.com +4561555947
Field Value First name Person DK Last name Test Address Test Street 13 Zip code 1556 City København Ø Country DK Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
Flow Email address Phone number Dispute: return customer+fi+disputed-return@klarna.com +358401234585 Dispute: goods not received customer+fi+disputed-goods_not_received@klarna.com +358401234586 Dispute: faulty goods customer+fi+disputed-faulty_goods@klarna.com +358401234588 Dispute: incorrect invoice customer+fi+disputed-incorrect_invoice@klarna.com +358401234589 Dispute: high-risk order customer+fi+disputed-high_risk_order@klarna.com +358401234590 Dispute: unauthorized purchase customer+fi+disputed-unauthorized_purchase@klarna.com +358401234591 Dispute: non-guaranteed payment program customer+fi+disputed-non_guaranteed_payment_program@klarna.com +358401234600 Dispute: non-compliance customer+fi+disputed-non_compliance@klarna.com +358401234601 Dispute: return not possible customer+fi+disputed-return_not_possible@klarna.com +358401234602
Flow Email address Phone number Resolution: win on evidence customer+fi+dispute_win_on_evidence@klarna.com +358401234611 Resolution: lose on expiry customer+fi+dispute_lose_on_expiry@klarna.com +358401234613 Resolution: accept loss on pre arbitration customer+fi+dispute_pre_arb_accept_loss@klarna.com +358401234614 Resolution: pre arbitration window expired customer+fi+dispute_pre_arb_window_expired@klarna.com +358401234615 Resolution: lose after arbitration customer+fi+dispute_pre_arb_lose_after_arbitration@klarna.com +358401234616 Resolution: win after arbitration customer+fi+dispute_pre_arb_win_after_arbitration@klarna.com +358401234617
Field Value First name Person FI Last name Test Address Test Street 13 Zip code 00100 City Helsinki Country FI Date of birth (DD-MM-YYYY) 01-01-2000 Personal number 190122-829F OTP (Random 6 digits different from 999999) 123456
Flow Email address Phone number Dispute: return customer+fr+disputed-return@klarna.com +33656194339 Dispute: goods not received customer+fr+disputed-goods_not_received@klarna.com +33656194340 Dispute: faulty goods customer+fr+disputed-faulty_goods@klarna.com +33656194342 Dispute: incorrect invoice customer+fr+disputed-incorrect_invoice@klarna.com +33656194343 Dispute: high-risk order customer+fr+disputed-high_risk_order@klarna.com +33656194344 Dispute: unauthorized purchase customer+fr+disputed-unauthorized_purchase@klarna.com +33656194345 Dispute: non-guaranteed payment program customer+fr+disputed-non_guaranteed_payment_program@klarna.com +33656194360 Dispute: non-compliance customer+fr+disputed-non_compliance@klarna.com +33656194361 Dispute: return not possible customer+fr+disputed-return_not_possible@klarna.com +33656194362
Flow Email address Phone number Resolution: win on evidence customer+fr+dispute_win_on_evidence@klarna.com +33656194421 Resolution: lose on expiry customer+fr+dispute_lose_on_expiry@klarna.com +33656194423 Resolution: accept loss on pre arbitration customer+fr+dispute_pre_arb_accept_loss@klarna.com +33656194424 Resolution: pre arbitration window expired customer+fr+dispute_pre_arb_window_expired@klarna.com +33656194425 Resolution: lose after arbitration customer+fr+dispute_pre_arb_lose_after_arbitration@klarna.com +33656194426 Resolution: win after arbitration customer+fr+dispute_pre_arb_win_after_arbitration@klarna.com +33656194427
Field Value First name Person FR Last name Test Address Test Street 13 Zip code 75005 City Paris Country FR Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
Flow Email address Phone number Dispute: return customer+de+disputed-return@klarna.com +491713920016 Dispute: goods not received customer+de+disputed-goods_not_received@klarna.com +491713920017 Dispute: faulty goods customer+de+disputed-faulty_goods@klarna.com +491713920019 Dispute: incorrect invoice customer+de+disputed-incorrect_invoice@klarna.com +491713920020 Dispute: high-risk order customer+de+disputed-high_risk_order@klarna.com +491713920021 Dispute: unauthorized purchase customer+de+disputed-unauthorized_purchase@klarna.com +491713920022 Dispute: non-guaranteed payment program customer+de+disputed-non_guaranteed_payment_program@klarna.com +491713920030 Dispute: non-compliance customer+de+disputed-non_compliance@klarna.com +491713920031 Dispute: return not possible customer+de+disputed-return_not_possible@klarna.com +491713920032
Flow Email address Phone number Resolution: win on evidence customer+de+dispute_win_on_evidence@klarna.com +491713920041 Resolution: lose on expiry customer+de+dispute_lose_on_expiry@klarna.com +491713920043 Resolution: accept loss on pre arbitration customer+de+dispute_pre_arb_accept_loss@klarna.com +491713920044 Resolution: pre arbitration window expired customer+de+dispute_pre_arb_window_expired@klarna.com +491713920045 Resolution: lose after arbitration customer+de+dispute_pre_arb_lose_after_arbitration@klarna.com +491713920046 Resolution: win after arbitration customer+de+dispute_pre_arb_win_after_arbitration@klarna.com +491713920047
Field Value First name Person DE Last name Test Address Test Street 13 Zip code 10178 City Berlin Country DE Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
Flow Email address Phone number Dispute: return customer+gr+disputed-return@klarna.com +306945553642 Dispute: goods not received customer+gr+disputed-goods_not_received@klarna.com +306945553643 Dispute: faulty goods customer+gr+disputed-faulty_goods@klarna.com +306945553645 Dispute: incorrect invoice customer+gr+disputed-incorrect_invoice@klarna.com +306945553646 Dispute: high-risk order customer+gr+disputed-high_risk_order@klarna.com +306945553647 Dispute: unauthorized purchase customer+gr+disputed-unauthorized_purchase@klarna.com +306945553648 Dispute: non-guaranteed payment program customer+gr+disputed-non_guaranteed_payment_program@klarna.com +306945553650 Dispute: non-compliance customer+gr+disputed-non_compliance@klarna.com +306945553651 Dispute: return not possible customer+gr+disputed-return_not_possible@klarna.com +306945553652
Flow Email address Phone number Resolution: win on evidence customer+gr+dispute_win_on_evidence@klarna.com +306945553671 Resolution: lose on expiry customer+gr+dispute_lose_on_expiry@klarna.com +306945553673 Resolution: accept loss on pre arbitration customer+gr+dispute_pre_arb_accept_loss@klarna.com +306945553674 Resolution: pre arbitration window expired customer+gr+dispute_pre_arb_window_expired@klarna.com +306945553675 Resolution: lose after arbitration customer+gr+dispute_pre_arb_lose_after_arbitration@klarna.com +306945553676 Resolution: win after arbitration customer+gr+dispute_pre_arb_win_after_arbitration@klarna.com +306945553677
Field Value First name Person GR Last name Test Address Test Street 13 Zip code 117 42 City Athens Country GR Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456 Tax number 090000045
Flow Email address Phone number Dispute: return customer+hu+disputed-return@klarna.com +36505557326 Dispute: goods not received customer+hu+disputed-goods_not_received@klarna.com +36701308232 Dispute: faulty goods customer+hu+disputed-faulty_goods@klarna.com +36201093784 Dispute: incorrect invoice customer+hu+disputed-incorrect_invoice@klarna.com +36315555600 Dispute: high-risk order customer+hu+disputed-high_risk_order@klarna.com +36385393517 Dispute: unauthorized purchase customer+hu+disputed-unauthorized_purchase@klarna.com +36705550064 Dispute: non-guaranteed payment program customer+hu+disputed-non_guaranteed_payment_program@klarna.com +36505557330 Dispute: non-compliance customer+hu+disputed-non_compliance@klarna.com +36505557331 Dispute: return not possible customer+hu+disputed-return_not_possible@klarna.com +36505557332
Flow Email address Phone number Resolution: win on evidence customer+hu+dispute_win_on_evidence@klarna.com +36505557341 Resolution: lose on expiry customer+hu+dispute_lose_on_expiry@klarna.com +36505557343 Resolution: accept loss on pre arbitration customer+hu+dispute_pre_arb_accept_loss@klarna.com +36505557344 Resolution: pre arbitration window expired customer+hu+dispute_pre_arb_window_expired@klarna.com +36505557345 Resolution: lose after arbitration customer+hu+dispute_pre_arb_lose_after_arbitration@klarna.com +36505557346 Resolution: win after arbitration customer+hu+dispute_pre_arb_win_after_arbitration@klarna.com +36505557347
Field Value First name Person HU Last name Test Address Test Street 13 Zip code 1083 City Budapest Country HU Date of birth (DD-MM-YYYY) 01-01-2000
Flow Email address Phone number Dispute: return customer+ie+disputed-return@klarna.com +353855351418 Dispute: goods not received customer+ie+disputed-goods_not_received@klarna.com +353855351419 Dispute: faulty goods customer+ie+disputed-faulty_goods@klarna.com +353855351421 Dispute: incorrect invoice customer+ie+disputed-incorrect_invoice@klarna.com +353855351422 Dispute: high-risk order customer+ie+disputed-high_risk_order@klarna.com +353855351423 Dispute: unauthorized purchase customer+ie+disputed-unauthorized_purchase@klarna.com +353855351424 Dispute: non-guaranteed payment program customer+ie+disputed-non_guaranteed_payment_program@klarna.com +353855351430 Dispute: non-compliance customer+ie+disputed-non_compliance@klarna.com +353855351431 Dispute: return not possible customer+ie+disputed-return_not_possible@klarna.com +353855351433
Flow Email address Phone number Resolution: win on evidence customer+ie+dispute_win_on_evidence@klarna.com +353855351441 Resolution: lose on expiry customer+ie+dispute_lose_on_expiry@klarna.com +353855351443 Resolution: accept loss on pre arbitration customer+ie+dispute_pre_arb_accept_loss@klarna.com +353855351444 Resolution: pre arbitration window expired customer+ie+dispute_pre_arb_window_expired@klarna.com +353855351445 Resolution: lose after arbitration customer+ie+dispute_pre_arb_lose_after_arbitration@klarna.com +353855351446 Resolution: win after arbitration customer+ie+dispute_pre_arb_win_after_arbitration@klarna.com +353855351447
Field Value First name Person IE Last name Test Address Test Street 13 Zip code D02 AW74 City Dublin Country IE Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
Flow Email address Phone number Dispute: return customer+it+disputed-return@klarna.com +393312232406 Dispute: goods not received customer+it+disputed-goods_not_received@klarna.com +393312232407 Dispute: faulty goods customer+it+disputed-faulty_goods@klarna.com +393312232409 Dispute: incorrect invoice customer+it+disputed-incorrect_invoice@klarna.com +393312232410 Dispute: high-risk order customer+it+disputed-high_risk_order@klarna.com +393312232411 Dispute: unauthorized purchase customer+it+disputed-unauthorized_purchase@klarna.com +393312232412 Dispute: non-guaranteed payment program customer+it+disputed-non_guaranteed_payment_program@klarna.com +393312232420 Dispute: non-compliance customer+it+disputed-non_compliance@klarna.com +393312232421 Dispute: return not possible customer+it+disputed-return_not_possible@klarna.com +393312232422
Flow Email address Phone number Resolution: win on evidence customer+it+dispute_win_on_evidence@klarna.com +393312232441 Resolution: lose on expiry customer+it+dispute_lose_on_expiry@klarna.com +393312232443 Resolution: accept loss on pre arbitration customer+it+dispute_pre_arb_accept_loss@klarna.com +393312232444 Resolution: pre arbitration window expired customer+it+dispute_pre_arb_window_expired@klarna.com +393312232445 Resolution: lose after arbitration customer+it+dispute_pre_arb_lose_after_arbitration@klarna.com +393312232446 Resolution: win after arbitration customer+it+dispute_pre_arb_win_after_arbitration@klarna.com +393312232447
Field Value First name Person IT Last name Test Address Test Street 13 Zip code 00187 City Roma Country IT Fiscal code (Codice fiscale) Dispute - return: PRS CST 00A41 H501N
Dispute - goods not received: PRS VST 00A41 H501G
Dispute - faulty goods: PRS NST 00A41 H501Y
Dispute - incorrect invoice: PRS MST 00A41 H501X
Dispute - high-risk order: PRS QST 00A41 H501B
Dispute - unauthorized purchase: PRS QTS 00A41 H501C
Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
Flow Email address Phone number Dispute: return customer+nl+disputed-return@klarna.com +31632167695 Dispute: goods not received customer+nl+disputed-goods_not_received@klarna.com +31632167696 Dispute: faulty goods customer+nl+disputed-faulty_goods@klarna.com +31632167698 Dispute: incorrect invoice customer+nl+disputed-incorrect_invoice@klarna.com +31632167699 Dispute: high-risk order customer+nl+disputed-high_risk_order@klarna.com +31632167700 Dispute: unauthorized purchase customer+nl+disputed-unauthorized_purchase@klarna.com +31632167701 Dispute: non-guaranteed payment program customer+nl+disputed-non_guaranteed_payment_program@klarna.com +31632167710 Dispute: non-compliance customer+nl+disputed-non_compliance@klarna.com +31632167711 Dispute: return not possible customer+nl+disputed-return_not_possible@klarna.com +31632167712
Flow Email address Phone number Resolution: win on evidence customer+nl+dispute_win_on_evidence@klarna.com +31632167731 Resolution: lose on expiry customer+nl+dispute_lose_on_expiry@klarna.com +31632167733 Resolution: accept loss on pre arbitration customer+nl+dispute_pre_arb_accept_loss@klarna.com +31632167734 Resolution: pre arbitration window expired customer+nl+dispute_pre_arb_window_expired@klarna.com +31632167735 Resolution: lose after arbitration customer+nl+dispute_pre_arb_lose_after_arbitration@klarna.com +31632167736 Resolution: win after arbitration customer+nl+dispute_pre_arb_win_after_arbitration@klarna.com +31632167737
Field Value First name Person NL Last name Test Address Test Street 13 Zip code 1071 XX City Amsterdam Country NL Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
When testing different flows, make sure to add National Identification Number before continuing with BankID in order to get the intended flow.
Flow Email address Phone number National Identification Number Dispute: return customer+no+disputed-return@klarna.com +4740123474 NO30062449205 Dispute: goods not received customer+no+disputed-goods_not_received@klarna.com +4740123475 NO27083206670 Dispute: faulty goods customer+no+disputed-faulty_goods@klarna.com +4740123477 NO16089639496 Dispute: incorrect invoice customer+no+disputed-incorrect_invoice@klarna.com +4740123478 NO19046731789 Dispute: high-risk order customer+no+disputed-high_risk_order@klarna.com +4740123479 NO27115906319 Dispute: unauthorized purchase customer+no+disputed-unauthorized_purchase@klarna.com +4740123480 NO25064127953 Dispute: non-guaranteed payment program customer+no+disputed-non_guaranteed_payment_program@klarna.com +4740123490 NO05117538967 Dispute: non-compliance customer+no+disputed-non_compliance@klarna.com +4740123491 NO09108528945 Dispute: return not possible customer+no+disputed-return_not_possible@klarna.com +4740123492 NO09108578989
Flow Email address Phone number National Identification Number Resolution: win on evidence customer+no+dispute_win_on_evidence@klarna.com +4740123511 NO17230609500 Resolution: lose on expiry customer+no+dispute_lose_on_expiry@klarna.com +4740123513 NO05310711308 Resolution: accept loss on pre arbitration customer+no+dispute_pre_arb_accept_loss@klarna.com +4740123514 NO25324823851 Resolution: pre arbitration window expired customer+no+dispute_pre_arb_window_expired@klarna.com +4740123515 NO28299412395 Resolution: lose after arbitration customer+no+dispute_pre_arb_lose_after_arbitration@klarna.com +4740123516 NO04275542747 Resolution: win after arbitration customer+no+dispute_pre_arb_win_after_arbitration@klarna.com +4740123517 NO09294018643
Field Value First name Person NO Last name Test Address Test Street 13 Zip code 0194 City Oslo Country NO Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
Flow Email address Phone number Dispute: return customer+pl+disputed-return@klarna.com +48795223342 Dispute: goods not received customer+pl+disputed-goods_not_received@klarna.com +48795223343 Dispute: faulty goods customer+pl+disputed-faulty_goods@klarna.com +48795223345 Dispute: incorrect invoice customer+pl+disputed-incorrect_invoice@klarna.com +48795223346 Dispute: high-risk order customer+pl+disputed-high_risk_order@klarna.com +48795223347 Dispute: unauthorized purchase customer+pl+disputed-unauthorized_purchase@klarna.com +48795223348 Dispute: non-guaranteed payment program customer+pl+disputed-non_guaranteed_payment_program@klarna.com +48795223350 Dispute: non-compliance customer+pl+disputed-non_compliance@klarna.com +48795223351 Dispute: return not possible customer+pl+disputed-return_not_possible@klarna.com +48795223352
Flow Email address Phone number Resolution: win on evidence customer+pl+dispute_win_on_evidence@klarna.com +48795223361 Resolution: lose on expiry customer+pl+dispute_lose_on_expiry@klarna.com +48795223363 Resolution: accept loss on pre arbitration customer+pl+dispute_pre_arb_accept_loss@klarna.com +48795223364 Resolution: pre arbitration window expired customer+pl+dispute_pre_arb_window_expired@klarna.com +48795223365 Resolution: lose after arbitration customer+pl+dispute_pre_arb_lose_after_arbitration@klarna.com +48795223366 Resolution: win after arbitration customer+pl+dispute_pre_arb_win_after_arbitration@klarna.com +48795223367
Field Value First name Person PL Last name Test Address Test Street 13 Zip code 00-272 City Warszawa Country PL Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
Flow Email address Phone number Dispute: return customer+pt+disputed-return@klarna.com +351808151188 Dispute: goods not received customer+pt+disputed-goods_not_received@klarna.com +351760715143 Dispute: faulty goods customer+pt+disputed-faulty_goods@klarna.com +351302066842 Dispute: incorrect invoice customer+pt+disputed-incorrect_invoice@klarna.com +351926839015 Dispute: high-risk order customer+pt+disputed-high_risk_order@klarna.com +351301381736 Dispute: unauthorized purchase customer+pt+disputed-unauthorized_purchase@klarna.com +351937416657 Dispute: non-guaranteed payment program customer+pt+disputed-non_guaranteed_payment_program@klarna.com +351808151190 Dispute: non-compliance customer+pt+disputed-non_compliance@klarna.com +351808151191 Dispute: return not possible customer+pt+disputed-return_not_possible@klarna.com +351808151192
Flow Email address Phone number Resolution: win on evidence customer+pt+dispute_win_on_evidence@klarna.com +351808151211 Resolution: lose on expiry customer+pt+dispute_lose_on_expiry@klarna.com +351808151213 Resolution: accept loss on pre arbitration customer+pt+dispute_pre_arb_accept_loss@klarna.com +351808151214 Resolution: pre arbitration window expired customer+pt+dispute_pre_arb_window_expired@klarna.com +351808151215 Resolution: lose after arbitration customer+pt+dispute_pre_arb_lose_after_arbitration@klarna.com +351808151216 Resolution: win after arbitration customer+pt+dispute_pre_arb_win_after_arbitration@klarna.com +351808151217
Field Value First name Person PT Last name Test Address Test Street 13 Zip code 1100-148 City Lisboa Country PT Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
Flow Email address Phone number Dispute: return customer+ro+disputed-return@klarna.com +40707129331 Dispute: goods not received customer+ro+disputed-goods_not_received@klarna.com +40707129442 Dispute: faulty goods customer+ro+disputed-faulty_goods@klarna.com +40707129664 Dispute: incorrect invoice customer+ro+disputed-incorrect_invoice@klarna.com +40707129775 Dispute: high-risk order customer+ro+disputed-high_risk_order@klarna.com +40707129886 Dispute: unauthorized purchase customer+ro+disputed-unauthorized_purchase@klarna.com +40707129997 Dispute: non-guaranteed payment program customer+ro+disputed-non_guaranteed_payment_program@klarna.com +40707129340 Dispute: non-compliance customer+ro+disputed-non_compliance@klarna.com +40707129341 Dispute: return not possible customer+ro+disputed-return_not_possible@klarna.com +40707129342
Flow Email address Phone number Resolution: win on evidence customer+ro+dispute_win_on_evidence@klarna.com +40707129351 Resolution: lose on expiry customer+ro+dispute_lose_on_expiry@klarna.com +40707129353 Resolution: accept loss on pre arbitration customer+ro+dispute_pre_arb_accept_loss@klarna.com +40707129354 Resolution: pre arbitration window expired customer+ro+dispute_pre_arb_window_expired@klarna.com +40707129355 Resolution: lose after arbitration customer+ro+dispute_pre_arb_lose_after_arbitration@klarna.com +40707129356 Resolution: win after arbitration customer+ro+dispute_pre_arb_win_after_arbitration@klarna.com +40707129357
Field Value First name Person RO Last name Test Address Test Street 13 Zip code 030026 City București Sector Sectorul 3 Country RO Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456 Personal Identification Number (CNP) 1701225193558
Flow Email address Phone number Dispute: return customer+sk+disputed-return@klarna.com +421905123474 Dispute: goods not received customer+sk+disputed-goods_not_received@klarna.com +421905123475 Dispute: faulty goods customer+sk+disputed-faulty_goods@klarna.com +421905123477 Dispute: incorrect invoice customer+sk+disputed-incorrect_invoice@klarna.com +421905123478 Dispute: high-risk order customer+sk+disputed-high_risk_order@klarna.com +421905123479 Dispute: unauthorized purchase customer+sk+disputed-unauthorized_purchase@klarna.com +421905123480 Dispute: non-guaranteed payment program customer+sk+disputed-non_guaranteed_payment_program@klarna.com +421905123490 Dispute: non-compliance customer+sk+disputed-non_compliance@klarna.com +421905123491 Dispute: return not possible customer+sk+disputed-return_not_possible@klarna.com +421905123492
Flow Email address Phone number Resolution: win on evidence customer+sk+dispute_win_on_evidence@klarna.com +421905123521 Resolution: lose on expiry customer+sk+dispute_lose_on_expiry@klarna.com +421905123523 Resolution: accept loss on pre arbitration customer+sk+dispute_pre_arb_accept_loss@klarna.com +421905123524 Resolution: pre arbitration window expired customer+sk+dispute_pre_arb_window_expired@klarna.com +421905123525 Resolution: lose after arbitration customer+sk+dispute_pre_arb_lose_after_arbitration@klarna.com +421905123526 Resolution: win after arbitration customer+sk+dispute_pre_arb_win_after_arbitration@klarna.com +421905123527
Field Value First name Person Sk Last name Test Address Test Street 13 Zip Code 810 06 City Bratislava Country SK Date of birth (DD-MM-YYYY) 07-10-1997 Personal Identification Number (Rodné Číslo) 971007/0249 OTP (Random 6 digits different from 999999) 123456
Flow Email address Phone number Dispute: return customer+es+disputed-return@klarna.com +34670097138 Dispute: goods not received customer+es+disputed-goods_not_received@klarna.com +34680859660 Dispute: faulty goods customer+es+disputed-faulty_goods@klarna.com +34782234072 Dispute: incorrect invoice customer+es+disputed-incorrect_invoice@klarna.com +34699002829 Dispute: high-risk order customer+es+disputed-high_risk_order@klarna.com +34782153382 Dispute: unauthorized purchase customer+es+disputed-unauthorized_purchase@klarna.com +34670369667 Dispute: non-guaranteed payment program customer+es+disputed-non_guaranteed_payment_program@klarna.com +34670097140 Dispute: non-compliance customer+es+disputed-non_compliance@klarna.com +34670097141 Dispute: return not possible customer+es+disputed-return_not_possible@klarna.com +34670097142
Flow Email address Phone number Resolution: win on evidence customer+es+dispute_win_on_evidence@klarna.com +34670097151 Resolution: lose on expiry customer+es+dispute_lose_on_expiry@klarna.com +34670097153 Resolution: accept loss on pre arbitration customer+es+dispute_pre_arb_accept_loss@klarna.com +34670097154 Resolution: pre arbitration window expired customer+es+dispute_pre_arb_window_expired@klarna.com +34670097155 Resolution: lose after arbitration customer+es+dispute_pre_arb_lose_after_arbitration@klarna.com +34670097156 Resolution: win after arbitration customer+es+dispute_pre_arb_win_after_arbitration@klarna.com +34670097157
Field Value First name Person ES Last name Test DNI 99999999R Address Test Street 13 Zip code 28012 City Madrid Country ES Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
When testing different flows, make sure to add National Identification Number before continuing with BankID in order to get the intended flow.
Flow Email address Phone number National Identification Number Dispute: return customer+se+disputed-return@klarna.com +46701740637 SE200001011287 Dispute: goods not received customer+se+disputed-goods_not_received@klarna.com +46701740638 SE200001011493 Dispute: faulty goods customer+se+disputed-faulty_goods@klarna.com +46701740640 SE200001019744 Dispute: incorrect invoice customer+se+disputed-incorrect_invoice@klarna.com +46701740641 SE200001011485 Dispute: high-risk order customer+se+disputed-high_risk_order@klarna.com +46701740642 SE200001015726 Dispute: unauthorized purchase customer+se+disputed-unauthorized_purchase@klarna.com +46701740643 SE200001015973 Dispute: non-guaranteed payment program customer+se+disputed-non_guaranteed_payment_program@klarna.com +46701740660 SE199304282388 Dispute: non-compliance customer+se+disputed-non_compliance@klarna.com +46701740661 SE200412052391 Dispute: return not possible customer+se+disputed-return_not_possible@klarna.com +46701740662 SE199108062390
Flow Email address Phone number National Identification Number Resolution: win on evidence customer+se+dispute_win_on_evidence@klarna.com +46701740681 SE200001010875 Resolution: lose on expiry customer+se+dispute_lose_on_expiry@klarna.com +46701740683 SE200001019033 Resolution: accept loss on pre arbitration customer+se+dispute_pre_arb_accept_loss@klarna.com +46701740684 SE200001017961 Resolution: pre arbitration window expired customer+se+dispute_pre_arb_window_expired@klarna.com +46701740685 SE200001013705 Resolution: lose after arbitration customer+se+dispute_pre_arb_lose_after_arbitration@klarna.com +46701740686 SE200001013325 Resolution: win after arbitration customer+se+dispute_pre_arb_win_after_arbitration@klarna.com +46701740687 SE200001012608
Field Value First name Person SE Last name Test Address Test Street 13 Zip code 11 148 City Stockholm Country SE Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
The use of provided sample data is strongly recommended.
When using your own sample data, your test orders might get rejected:
Flow Email address Phone number Dispute: return customer+ch+disputed-return@klarna.com +41758680018 Dispute: goods not received customer+ch+disputed-goods_not_received@klarna.com +41618680019 Dispute: faulty goods customer+ch+disputed-faulty_goods@klarna.com +41618680021 Dispute: incorrect invoice customer+ch+disputed-incorrect_invoice@klarna.com +41618680022 Dispute: high-risk order customer+ch+disputed-high_risk_order@klarna.com +41618680023 Dispute: unauthorized purchase customer+ch+disputed-unauthorized_purchase@klarna.com +41618680024 Dispute: non-guaranteed payment program customer+ch+disputed-non_guaranteed_payment_program@klarna.com +41758680030 Dispute: non-compliance customer+ch+disputed-non_compliance@klarna.com +41758680031 Dispute: return not possible customer+ch+disputed-return_not_possible@klarna.com +41758680032
Flow Email address Phone number Resolution: win on evidence customer+ch+dispute_win_on_evidence@klarna.com +41758680041 Resolution: lose on expiry customer+ch+dispute_lose_on_expiry@klarna.com +41758680043 Resolution: accept loss on pre arbitration customer+ch+dispute_pre_arb_accept_loss@klarna.com +41758680044 Resolution: pre arbitration window expired customer+ch+dispute_pre_arb_window_expired@klarna.com +41758680045 Resolution: lose after arbitration customer+ch+dispute_pre_arb_lose_after_arbitration@klarna.com +41758680046 Resolution: win after arbitration customer+ch+dispute_pre_arb_win_after_arbitration@klarna.com +41758680047
Field Value First name Accepted Last name Person-ch Address Test Street 13 Zip code 4051 City Basel Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
Flow Email address Phone number Dispute: return customer+gb+disputed-return@klarna.com +445674519807 Dispute: goods not received customer+gb+disputed-goods_not_received@klarna.com +447455511475 Dispute: faulty goods customer+gb+disputed-faulty_goods@klarna.com +443794116227 Dispute: incorrect invoice customer+gb+disputed-incorrect_invoice@klarna.com +443012348266 Dispute: high-risk order customer+gb+disputed-high_risk_order@klarna.com +447555529984 Dispute: unauthorized purchase customer+gb+disputed-unauthorized_purchase@klarna.com +447555595216 Dispute: non-guaranteed payment program customer+gb+disputed-non_guaranteed_payment_program@klarna.com +445674519810 Dispute: non-compliance customer+gb+disputed-non_compliance@klarna.com +445674519811 Dispute: return not possible customer+gb+disputed-return_not_possible@klarna.com +445674519814
Flow Email address Phone number Resolution: win on evidence customer+gb+dispute_win_on_evidence@klarna.com +445674519831 Resolution: lose on expiry customer+gb+dispute_lose_on_expiry@klarna.com +445674519833 Resolution: accept loss on pre arbitration customer+gb+dispute_pre_arb_accept_loss@klarna.com +445674519834 Resolution: pre arbitration window expired customer+gb+dispute_pre_arb_window_expired@klarna.com +445674519835 Resolution: lose after arbitration customer+gb+dispute_pre_arb_lose_after_arbitration@klarna.com +445674519836 Resolution: win after arbitration customer+gb+dispute_pre_arb_win_after_arbitration@klarna.com +445674519837
Field Value First name Person GB Last name Test Address Test Street 13 Zip code EC2Y 5HN City London Country GB Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
Flow Email address Phone number Dispute: return customer+ca+disputed-return@klarna.com +15195550116 Dispute: goods not received customer+ca+disputed-goods_not_received@klarna.com +15195550117 Dispute: faulty goods customer+ca+disputed-faulty_goods@klarna.com +15195550119 Dispute: incorrect invoice customer+ca+disputed-incorrect_invoice@klarna.com +15195550120 Dispute: high-risk order customer+ca+disputed-high_risk_order@klarna.com +15195550121 Dispute: unauthorized purchase customer+ca+disputed-unauthorized_purchase@klarna.com +15195550122 Dispute: non-guaranteed payment program customer+ca+disputed-non_guaranteed_payment_program@klarna.com +15195550140 Dispute: non-compliance customer+ca+disputed-non_compliance@klarna.com +15195550141 Dispute: return not possible customer+ca+disputed-return_not_possible@klarna.com +15195550142
Flow Email address Phone number Resolution: win on evidence customer+ca+dispute_win_on_evidence@klarna.com +15195550151 Resolution: lose on expiry customer+ca+dispute_lose_on_expiry@klarna.com +15195550153 Resolution: accept loss on pre arbitration customer+ca+dispute_pre_arb_accept_loss@klarna.com +15195550154 Resolution: pre arbitration window expired customer+ca+dispute_pre_arb_window_expired@klarna.com +15195550155 Resolution: lose after arbitration customer+ca+dispute_pre_arb_lose_after_arbitration@klarna.com +15195550156 Resolution: win after arbitration customer+ca+dispute_pre_arb_win_after_arbitration@klarna.com +15195550157
Field Value First name John Last name Test Address Test Street 13 Zip code K1N 9N4 City Ottawa Province ON Country CA Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
Flow Email address Phone number Dispute: return customer+mx+disputed-return@klarna.com +525593747757 Dispute: goods not received customer+mx+disputed-goods_not_received@klarna.com +525593747758 Dispute: faulty goods customer+mx+disputed-faulty_goods@klarna.com +525593747760 Dispute: incorrect invoice customer+mx+disputed-incorrect_invoice@klarna.com +525593747761 Dispute: high-risk order customer+mx+disputed-high_risk_order@klarna.com +525593747762 Dispute: unauthorized purchase customer+mx+disputed-unauthorized_purchase@klarna.com +525593747763 Dispute: non-guaranteed payment program customer+mx+disputed-non_guaranteed_payment_program@klarna.com +525593747770 Dispute: non-compliance customer+mx+disputed-non_compliance@klarna.com +525593747771 Dispute: return not possible customer+mx+disputed-return_not_possible@klarna.com +525593747772
Flow Email address Phone number Resolution: win on evidence customer+mx+dispute_win_on_evidence@klarna.com +525593747781 Resolution: lose on expiry customer+mx+dispute_lose_on_expiry@klarna.com +525593747783 Resolution: accept loss on pre arbitration customer+mx+dispute_pre_arb_accept_loss@klarna.com +525593747784 Resolution: pre arbitration window expired customer+mx+dispute_pre_arb_window_expired@klarna.com +525593747785 Resolution: lose after arbitration customer+mx+dispute_pre_arb_lose_after_arbitration@klarna.com +525593747786 Resolution: win after arbitration customer+mx+dispute_pre_arb_win_after_arbitration@klarna.com +525593747787
Field Value First name John Last name Test Address Test Street 13 Zip code 06000 City Ciudad de México State CMX Country MX Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
Flow Email address Phone number Dispute: return customer+us+disputed-return@klarna.com +13105550116 Dispute: goods not received customer+us+disputed-goods_not_received@klarna.com +13105550117 Dispute: faulty goods customer+us+disputed-faulty_goods@klarna.com +13105550119 Dispute: incorrect invoice customer+us+disputed-incorrect_invoice@klarna.com +13105550120 Dispute: high-risk order customer+us+disputed-high_risk_order@klarna.com +13105550121 Dispute: unauthorized purchase customer+us+disputed-unauthorized_purchase@klarna.com +13105550122 Dispute: non-guaranteed payment program customer+us+disputed-non_guaranteed_payment_program@klarna.com +13105550130 Dispute: non-compliance customer+us+disputed-non_compliance@klarna.com +13105550131 Dispute: return not possible customer+us+disputed-return_not_possible@klarna.com +13105550132
Flow Email address Phone number Resolution: win on evidence customer+us+dispute_win_on_evidence@klarna.com +13105550172 Resolution: lose on expiry customer+us+dispute_lose_on_expiry@klarna.com +13105550174 Resolution: accept loss on pre arbitration customer+us+dispute_pre_arb_accept_loss@klarna.com +13105550176 Resolution: pre arbitration window expired customer+us+dispute_pre_arb_window_expired@klarna.com +13105550177 Resolution: lose after arbitration customer+us+dispute_pre_arb_lose_after_arbitration@klarna.com +13105550178 Resolution: win after arbitration customer+us+dispute_pre_arb_win_after_arbitration@klarna.com +13105550179
Field Value First name John Last name Test Address Test Street 13 Zip code 20002-6452 City Washington State DC Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
Flow Email address Phone number Dispute: return customer+au+disputed-return@klarna.com +61491574118 Dispute: goods not received customer+disputed-goods_not_received@klarna.com +61491574632 Dispute: faulty goods customer+au+disputed-faulty_goods@klarna.com +61491575789 Dispute: incorrect invoice customer+au+disputed-incorrect_invoice@klarna.com +61491575789 Dispute: high-risk order customer+au+disputed-high_risk_order@klarna.com +61491576801 Dispute: unauthorized purchase customer+au+disputed-unauthorized_purchase@klarna.com +61491577426 Dispute: non-guaranteed payment program customer+au+disputed-non_guaranteed_payment_program@klarna.com +61491574120 Dispute: non-compliance customer+au+disputed-non_compliance@klarna.com +61491574121 Dispute: return not possible customer+au+disputed-return_not_possible@klarna.com +61491574122
Flow Email address Phone number Resolution: win on evidence customer+au+dispute_win_on_evidence@klarna.com +61491574131 Resolution: lose on expiry customer+au+dispute_lose_on_expiry@klarna.com +61491574133 Resolution: accept loss on pre arbitration customer+au+dispute_pre_arb_accept_loss@klarna.com +61491574134 Resolution: pre arbitration window expired customer+au+dispute_pre_arb_window_expired@klarna.com +61491574135 Resolution: lose after arbitration customer+au+dispute_pre_arb_lose_after_arbitration@klarna.com +61491574136 Resolution: win after arbitration customer+au+dispute_pre_arb_win_after_arbitration@klarna.com +61491574137
Field Value First name John Last name Test Address Test Street 13 Zip code 2000 City Sydney State NSW Country AU Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
Flow Email address Phone number Dispute: return customer+nz+disputed-return@klarna.com +642862276120 Dispute: goods not received customer+nz+disputed-goods_not_received@klarna.com +648596357854 Dispute: faulty goods customer+nz+disputed-faulty_goods@klarna.com +64265615253 Dispute: incorrect invoice customer+nz+disputed-incorrect_invoice@klarna.com +648597431043 Dispute: high-risk order customer+nz+disputed-high_risk_order@klarna.com +64217249819 Dispute: unauthorized purchase customer+nz+disputed-unauthorized_purchase@klarna.com +642293258935 Dispute: non-guaranteed payment program customer+nz+disputed-non_guaranteed_payment_program@klarna.com +642862276130 Dispute: non-compliance customer+nz+disputed-non_compliance@klarna.com +642862276131 Dispute: return not possible customer+nz+disputed-return_not_possible@klarna.com +642862276132
Flow Email address Phone number Resolution: win on evidence customer+nz+dispute_win_on_evidence@klarna.com +642862276151 Resolution: lose on expiry customer+nz+dispute_lose_on_expiry@klarna.com +642862276153 Resolution: accept loss on pre arbitration customer+nz+dispute_pre_arb_accept_loss@klarna.com +642862276154 Resolution: pre arbitration window expired customer+nz+dispute_pre_arb_window_expired@klarna.com +642862276155 Resolution: lose after arbitration customer+nz+dispute_pre_arb_lose_after_arbitration@klarna.com +642862276156 Resolution: win after arbitration customer+nz+dispute_pre_arb_win_after_arbitration@klarna.com +642862276157
Field Value First name John Last name Test Address Test Street 13 Zip code 6011 City Wellington Country NZ Date of birth (DD-MM-YYYY) 01-01-2000 OTP (Random 6 digits different from 999999) 123456
