Payments on restricted businesses
Ensure compliance when processing payments for restricted businesses by submitting required supplementary data for specific MCCs, enabling seamless and regulated transactions with Klarna.
Restricted businesses associated with Merchant Category Codes (MCCs) must provide additional data points to ensure transactions are processed in compliance with regulatory and legal standards.
For all supported MCCs, refer to the full list here.
As an Acquiring Partner, it is your responsibility to enable Partners to submit supplementary data to Klarna if their MCC is categorized in Klarna Network Rules as within Group 4 of Restricted Businesses.
If this information is received directly from the Partner, you must ensure it is forwarded to Klarna accordingly. This process is crucial for maintaining compliance and facilitating proper transaction processing for restricted business categories.
Details of Supplementary Purchase Data required from restricted MCCs:
| Goods and Services | MCCs | Supplementary Purchase Data requirements |
|---|---|---|
| Airlines - card network classification | 3000–3308 4511 | travel_reservations |
| Automobile/vehicle rentals - card network classification | 3351 - 3441 | travel_reservations |
| Hotels and motels - card network classification | 3500–3999 | lodging_reservations |
| Steamships and cruise lines | 4411, 4457 | travel_reservations |
| Airlines and air carriers — not elsewhere classified | 3000 - 3308 4511 4722 5962 | travel_reservations |
| Transportation services | 4789 | travel_reservations |
| Marketplaces | 5262 | marketplace_seller_details |
| Lodging: Hotels, motels and resorts | 7011 4722 5962 | lodging_reservations |
| Timeshares | 7012 | lodging_reservations |
| Automobile rentals | 7512 | travel_reservations |
| Travel Agencies and tour operators | 4722 4723 | travel_reservations event_reservations |
| Truck and utility trailer rentals | 7513 | travel_reservations |
| Theatrical producers (except motion pictures) and ticket agencies | 7922 | event_reservations |
| Bands, orchestras and miscellaneous entertainers — not elsewhere classified | 7929 | event_reservations |
| Amusement parks, circuses, carnivals and fortune tellers | 7996 | event_reservations |
| Aquariums, seaquariums, zoos and dolphinariums | 7998 | event_reservations |
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