For PartnersFor Acquiring Partners
Paytrail
paytrail
ACQUIRING PARTNER

Klarna via Paytrail

With Paytrail as your acquirer and processor, you offer Klarna as a payment method while Paytrail handles onboarding, compliance and settlement. Build your own checkout with the Klarna Web SDK, or use Paytrail's Hosted Payment Page, where Klarna is shown by default.

How the integration journey works

Go from setup to high-performing Klarna payments in a few simple steps.

Step 1Activate Klarna on your Paytrail account
Step 2Choose your integration option for your checkout
Step 3Review and complete the checklist before going live

Choose your integration pathway

Pick the right Klarna integration for your checkout and payment setup.

Paytrail products integration

Integrate Klarna directly using Paytrail APIs or prebuilt components.

Klarna API integration

Enhance your setup with advanced features and performance improvements using Klarna features:

Maximize sales with Klarna's conversion features plugin

Add Klarna's conversion features plugin to maximize your sales and help increase customer conversion in a few clicks and no code required.

On-Site Messaging
Show dynamic payment methods across your site to drive engagement.
Express Checkout
Enable direct checkout from cart or product pages for higher conversion.
Sign in with Klarna
Customers connect via their accounts, improving their shopping experiences.

Roles and responsibilities

Paytrail acts as integration layer for Klarna, handling authorization, settlement, and refunds without requiring a separate direct integration.

ResponsibilityPartnerPaytrailKlarna
Customer authorization
Yes
NoYes
Final authorizationNoYesYes
Settlement of fundsYesYesNo
Underwriting of PartnerNoYesNo
FraudNoYesYes