Klarna Docs - Online marketing 

Online marketing 

In this section you will find all localised and ready-to-use digital marketing materials for each of Klarna’s live markets.

Use the navigation below or on the right to jump to the market you want to activate your campaign in. Every market section contains following assets in your local language(s):

  • Pre-approved messaging for each of the available payment methods.
  • Ready-made advertising banners, based on the pre-approved messaging and including necessary legal disclosures, available to download in various desktop and mobile formats.
  • Ready-made email templates, available to download for both launch and abandoned cart activations.
  • Brand kit, including Klarna badge and partner logo lockups (in local languages) for easy access in addition to the brand guidelines section. 

To create a Klarna landing page please follow these instructions, which will allow you to directly integrate a dedicated page in your local language, with payment methods activated on your site and relevant FAQs.

Please utilize the pre-approved messaging options provided below, which already include essential legal disclaimers. It is crucial to also thoroughly review the advertising legal guidelines to guarantee full compliance with local promotional regulations.

This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in Austria. Download the ready-made asset packs provided below.

Downloadable ready-made assets

AT Generic banners.zip
2.0 MB
AT Pay Now banners.zip
456.8 KB
AT Pay Later banners.zip
450.9 KB
AT Pay in 3 banners.zip
939.6 KB
AT Brand kit (logo lock-ups) .zip
533.9 KB
AT Email templates.zip
140.1 KB

Overview of the banners and logo lockups available to download

Pre-approved messaging

Generic messaging | Generisches Messaging
EnglishGermanLegal disclosures
Shop smart. Pay securely with Klarna.Shoppe smart. Bezahle sicher mit Klarna.-
Pay flexibly and securely with KlarnaBezahle flexibel und sicher mit Klarna-
You decide how you want to pay. With Klarna.Entscheide selbst, wie du bezahlst. Mit Klarna.-
Choose Klarna at checkout. Pay securely with buyer protection*.*Exclusions apply. Learn more at https://www.klarna.com/at/kauferschutzrichtlinie/.Please do not use this messaging if your brand is operating in the travel, event tickets or gift cards category.

Wähle Klarna am Checkout. Bezahle sicher mit Käuferschutz.* 
*Es gelten Ausnahmen. Erfahre mehr unter https://www.klarna.com/at/kauferschutzrichtlinie/.
Pay now messaging | Sofort bezahlen
EnglishGermanLegal disclosures
Pay fast and secureBezahle schnell und sicher-
Pay now or flexibly. With Klarna.Bezahle sofort oder flexibel. Mit Klarna.-
Pay later in 30 days messaging | In bis zu 30 Tagen bezahlen
EnglishGermanLegal disclosures
Pay flexibly in up to 30 daysBezahle flexibel in bis zu 30 Tagen-
Pay now or flexibly in up to 30 daysBezahle sofort oder flexibel in bis zu 30 Tagen-
Try now. Get 30 days to pay.
  • Erst anprobieren. In bis zu 30 Tagen bezahlen. (fashion only)
  • Erst testen. In bis zu 30 Tagen bezahlen. (other verticals)
-
Pay in 3 smaller payments messaging | 3 zinsfreie Teilzahlungen 
EnglishGermanLegal disclosures
Pay in 3 interest-free payments. With Klarna.Bezahle in 3 zinsfreien Teilzahlungen. Mit Klarna.-
Shop now. Pay in 3 interest-free payments with Klarna.Jetzt shoppen. In 3 zinsfreien Teilzahlungen mit Klarna bezahlen.-
Split your purchase into 3 interest-free payments with Klarna.Teile deinen Kauf in 3 zinsfreie Teilzahlungen auf. Mit Klarna.-
This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in Belgium. Download the ready-made asset packs provided below.

Downloadable ready-made assets

BE (French) Generic banners.zip
844.8 KB
BE (French) Pay Later banners.zip
1.3 MB
BE (French) Email templates.zip
148.4 KB
BE (Dutch) Generic banners.zip
830.5 KB
BE (Dutch) Pay Later banners.zip
947.3 KB
BE (Dutch) Email templates.zip
135.3 KB
BE Brand kit (logo lock-ups).zip
1.0 MB

Overview of the banners and logo lockups available to download

Pre-approved messaging

Generic messaging
EnglishBelgian FrenchBelgian Dutch
Shop now, pay later with Klarna.Achetez maintenant, payez plus tard avec Klarna.Shop nu, betaal later met Klarna.
Choose Klarna to pay laterChoisissez Klarna pour payer plus tardKies Klarna om later te betalen
Pay smarter with KlarnaAchetez malin avec KlarnaBetaal slimmer met Klarna
Pay flexibly with KlarnaAchetez en toute flexibilité avec KlarnaBetaal flexibel met Klarna
Pay securely with KlarnaAchetez en toute sécurité avec KlarnaBetaal veilig met Klarna
Get more time to pay with KlarnaPlus de temps pour payer avec KlarnaKrijg meer tijd om te betalen met Klarna
Pay later in 30 days messaging
EnglishBelgian FrenchBelgian Dutch
Get 30 days to pay with Klarna30 jours pour payer avec KlarnaBetaal tot en met 30 dagen later met Klarna
Shop now. Pay in 30 days with Klarna.Achetez maintenant, payez dans 30 jours avec Klarna.Shop nu. Betaal tot en met 30 dagen later met Klarna.
Get it. Try it. Buy it. Repérez. Essayez. Payez.Ontvang het. Probeer het. Koop het.
This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in Czech Republic. Download the ready-made asset packs provided below.

Downloadable ready-made assets

We are currently updating our advertising banners to deliver more impactful messaging. The refreshed banners will be available for download here shortly. In the meantime, please proceed here to download the existing banners:
General Klarna banners
Pay in 3 banners

CZ Email templates.zip
150.3 KB

Pre-approved messaging

Generic messaging
EnglishCzech
You can pay here with KlarnaTady můžeš platit s Klarnou
Shop now, pay with Klarna.Nakup teď, zaplať s Klarnou.
Pay smarter with KlarnaZaplať chytřeji s Klarnou
Pay flexibly with KlarnaZaplať flexibilně s Klarnou
Pay securely with KlarnaZaplať bezpečně s Klarnou
Pay now messaging
EnglishCzech
Shop now and pay immediatelyNakup teď a zaplať okamžitě
Pay now or flexibly. With Klarna.Zaplať teď nebo flexibilně. S Klarnou.
Pay later in 30 days messaging
EnglishCzech
Get 30 days to pay.Získej 30 dní na zaplacení.
Shop now. Pay in 30 days with Klarna.Zaplať teď. Zaplať za 30 dní s Klarnou.
Pay in 3 smaller payments messaging
EnglishCzech
Shop now, pay in 3 with Klarna.Nakup teď, zaplať ve 3 platbách s Klarnou.
Split your purchases into 3 interest-free paymentsRozděl si svůj nákup na 3 bezúročné platby
Get more time to pay with KlarnaZískej více času zaplatit s Klarnou
This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in Denmark. Download the ready-made asset packs provided below.

Downloadable ready-made assets

DK generic banners.zip
365.0 KB
DK Pay Now banners.zip
405.2 KB
DK Pay Later banners.zip
769.9 KB
DK Pay in 3 banners.zip
791.6 KB
DK Brand kit (logo lock-ups).zip
244.1 KB
DK Email templates.zip
143.6 KB

Overview of the banners and logo lockups available to download

Pre-approved messaging

Generic messaging
EnglishDanish
Klarna available at checkoutKlarna tilgængelig ved kassen
Shop now. Pay with Klarna.Køb nu. Betal med Klarna.
Pay smarter with KlarnaBetal smartere med Klarna
Pay now messaging
EnglishDanish
Shop now and pay immediately.Køb nu og betal med det samme.
Pay now or flexibly. With Klarna.Betal nu eller senere. Med Klarna.
Pay later in 30 days messaging
EnglishDanish
Get it. Try it. Buy it. Få det. Prøv det. Køb det. 
Get 30 days to payBetal om 30 dage. 
Shop now. Pay in 30 days with Klarna.Køb nu. Betal om 30 dage med Klarna. 
Pay in 3 smaller payments messaging
EnglishDanish
Shop now. Pay in 3 with Klarna.Køb nu. Betal i 3 dele med Klarna.
Split your purchases into 3 interest-free payments.Opdel dine køb i 3 rentefrie betalinger.
Get more time to pay with KlarnaFå mere tid til at betale med Klarna
Shop now. Pay over time with Klarna.Køb nu. Betal senere med Klarna.
This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in Finland. Download the ready-made asset packs provided below.

Downloadable ready-made assets

FI Generic banners.zip
747.9 KB
FI Pay Now banners.zip
417.0 KB
FI Pay Later banners.zip
496.5 KB
FI Pay in 3 banners.zip
917.5 KB
FI Brand kit (logo lock-ups).zip
118.7 KB
FI Email templates.zip
132.8 KB

Overview of the banners and logo lockups available to download

Pre-approved messaging

Generic messaging
EnglishFinnish
Klarna available at checkoutKlarna käytettävissä kassalla
Shop now. Pay with Klarna.Osta nyt. Maksa Klarnalla.
Pay securely with KlarnaMaksa turvallisesti Klarnalla
Pay now messaging
EnglishFinnish
Shop now. Pay immediately.Osta nyt. Maksa heti.
Pay now or flexibly with Klarna.Maksa heti tai myöhemmin Klarnalla.
Pay later in 30 days messaging
EnglishFinnish
Get it. Try it. Buy it. Tilaa. Kokeile. Osta.
Get 30 days to paySaat 30 päivää maksuaikaa.
Shop now. Pay in 30 days with Klarna.Osta nyt. Maksa 30 päivän kuluessa Klarnalla.
Pay in 3 smaller payments messaging
EnglishFinnish
Shop now. Pay in 3 with Klarna.Osta nyt. Maksa 3 erässä Klarnalla.
Split your purchases into 3 interest-free payments.Pilko ostoksesi 3 kuluttomaan ja korottomaan maksuerään. 
Shop now. Pay over time with Klarna. Osta nyt. Maksa ajan kanssa Klarnalla. 
This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in France. Download the ready-made asset packs provided below.

Downloadable ready-made assets

FR | Generic banners.zip
842.2 KB
FR | Pay Later banners.zip
920.1 KB
FR | Pay in 3 banners.zip
847.1 KB
FR | Brand kit (logo lock-ups).zip
407.2 KB
FR | Email templates.zip
142.7 KB

Overview of the banners and logo lockups available to download

Pre-approved messaging

Generic messaging — triggers disclosure for TV/OOH*
EnglishFrench
Shop now. Pay later with Klarna.Achetez maintenant. Payez plus tard avec Klarna.
Choose Klarna to spread the costChoisissez Klarna pour échelonner vos paiements
Pay smarter with KlarnaAchetez malin avec Klarna
Pay flexibly with KlarnaAchetez en toute flexibilité avec Klarna
Pay securely with KlarnaAchetez en toute sécurité avec Klarna
Get more time to pay with KlarnaPlus de temps pour payer avec Klarna
Pay in 3 smaller payments messaging — triggers disclosure for TV/OOH*
EnglishFrench
Choose Klarna. Pay in 3 installments. Choisissez Klarna. Payez en 3 fois.
Shop now. Pay in 3 interest-free installments with Klarna.Achetez maintenant. Payez en 3 fois sans frais avec Klarna.
Pay in 3 instalments. Interest-free.Payez en 3 fois. Sans frais.
Pay later in 30 days messaging — triggers disclosure for TV/OOH*
EnglishFrench
Get 30 days to pay with Klarna.30 jours pour payer avec Klarna.
Get 30 days to payPayez 30 jours après.
Shop now. Pay in 30 days with Klarna.Achetez maintenant. Payez dans 30 jours avec Klarna.
Get it. Try it. Buy it. Repérez. Essayez. Payez.

*Disclosure for TV/OOH only: 

  • Pay in 3 mention: Payez en 3 fois sous 60 jours max sans frais si échéances réglées à temps. Réservé aux personnes majeures résidant en France avec carte de débit/crédit pour des achats de 35€ à 1500€. Conditions d’éligibilité et frais de retard : klarna.com/fr/legal  Klarna Bank AB, 33 rue la Fayette, 75009, Paris, France.
  • Pay in 30 mention: Payez dans 30 jours max sans frais si échéances réglées à temps. Réservé aux personnes majeures résidant en France avec carte de débit/crédit pour des achats de 35€ à 1500€. Conditions d’éligibilité et frais de retard : klarna.com/fr/legal  Klarna Bank AB, 33 rue la Fayette, 75009, Paris, France.
This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in Germany. Download the ready-made asset packs provided below.

Downloadable ready-made assets

DE | Generic banners.zip
2.0 MB
DE | Pay Now banners.zip
456.8 KB
DE | Pay Later banners.zip
450.9 KB
DE | Pay in 3 banners.zip
939.6 KB
DE | Financing banners.zip
500.7 KB
DE | Email templates.zip
136.6 KB
DE Brand kit (logo lock-ups) .zip
533.7 KB

Overview of the banners and logo lockups available to download

Logo lockup options for Germany (also available in white color and vertical format).

Pre-approved messaging

Generic messaging | Generisches Messaging
EnglishGermanLegal disclosures
Shop now. Pay securely with Klarna.Shoppe jetzt. Bezahle sicher mit Klarna.-
Pay flexibly and securely with KlarnaBezahle flexibel und sicher mit Klarna-
You decide how you want to pay. With Klarna. Entscheide selbst, wie du bezahlst. Mit Klarna.-
Choose Klarna at checkout. Pay securely with buyer protection.*

*Exclusions apply. Learn more at https://www.klarna.com/de/kauferschutzrichtlinie/.
Please do not use this messaging if your brand is operating in the travel, event tickets or gift cards category.

Wähle Klarna am Checkout. Bezahle sicher mit Käuferschutz.* 
*Es gelten Ausnahmen. Erfahre mehr unter https://www.klarna.com/de/kauferschutzrichtlinie/.  
Pay now messaging | Sofort bezahlen
EnglishGermanLegal disclosures
Shop now and pay immediatelyJetzt shoppen und sofort bezahlen-
Pay now or flexibly. With Klarna.Bezahle sofort oder flexibel. Mit Klarna.-
Pay later in 30 days messaging | In bis zu 30 Tagen bezahlen
EnglishGermanLegal disclosures
Shop now and pay in up to 30 daysJetzt shoppen und in bis zu 30 Tagen bezahlen-
Pay now or flexibly in up to 30 daysBezahle sofort oder flexibel in bis zu 30 Tagen-
Try now. Get 30 days to pay.
  • Erst anprobieren. In bis zu 30 Tagen bezahlen. (fashion only)
  • Erst testen. In bis zu 30 Tagen bezahlen. (other verticals)
-
Pay in 3 smaller payments messaging | 3 zinsfreie Teilzahlungen 
EnglishGermanLegal disclosures
Pay in 3 interest-free payments. With Klarna.Bezahle in 3 zinsfreien Teilzahlungen. Mit Klarna.-
Shop now. Pay in 3 interest-free payments with Klarna.Jetzt shoppen. In 3 zinsfreien Teilzahlungen mit Klarna bezahlen.-
Split your purchase into 3 interest-free payments. With Klarna.Teile deinen Kauf in 3 zinsfreie Teilzahlungen auf. Mit Klarna.-
This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in Greece. Download the ready-made asset packs provided below.

Downloadable ready-made assets

GR | Generic banners.zip
921.0 KB
GR | Pay Now banners.zip
448.4 KB
GR | Pay Later banners.zip
986.0 KB
GR | Pay in 3 banners.zip
1.6 MB
GR | Brand kit.zip
659.0 KB
GR | Email templates.zip
211.4 KB

Overview of the banners and logo lockups available to download

Pre-approved messaging

Generic messaging
EnglishGreek
Klarna available at checkoutKlarna διαθέσιμη στο ταμείο
Shop now. Pay with Klarna.Αγοράστε τώρα. Πληρώστε με Klarna.
Pay smarter with KlarnaΠληρώστε έξυπνα με Klarna
Shop now. Pay over time with Klarna.Αγοράστε τώρα. Πληρώστε αργότερα με Klarna.
Get it now. Pay it later.Αγοράστε τώρα. Πληρώστε αργότερα.
Pay now messaging
EnglishGreek
Shop now and pay immediatelyΑγοράστε τώρα και πληρώστε αμέσως
Pay now or flexibly. With Klarna.Πληρώστε τώρα ή ευέλικτα. Με Klarna.
Pay later in 30 days messaging
EnglishGreek
Receive it before you buy. Get 30 days to pay.Παραλάβετε πριν αγοράσετε. Πληρώστε σε 30 ημέρες.
Shop now. Pay in 30 days with Klarna.Αγοράστε τώρα. Πληρώστε σε 30 ημέρες με Klarna.
Get 30 days to pay with KlarnaΠληρώστε σε 30 ημέρες με Klarna
Pay in 30 days. Try the new payment method by Klarna with no interest or fees. Πληρώστε σε 30 ημέρες. Δοκιμάστε το νέο τρόπο πληρωμής από Klarna χωρίς έξοδα ή τόκους.
Pay in 3 smaller payments messaging
EnglishGreek
Shop now. Pay in 3 with Klarna.Αγοράστε τώρα. Πληρώστε σε 3 δόσεις με Klarna.
Split your purchases into 3 interest-free payments.Μοιράστε τις πληρωμές σας σε 3 άτοκες δόσεις.
Get more time to pay with KlarnaΚερδίστε περισσότερο χρόνο να πληρώσετε με Klarna
3 interest-free installments, without credit card.3 άτοκες δόσεις, χωρίς πιστωτική κάρτα.
Pay in 3 interest-free installments, even with your debit card.3 άτοκες δόσεις. Ακόμη και με τη χρεωστική σας κάρτα.
This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in Hungary. Download the ready-made asset packs provided below.

Downloadable ready-made assets

HU | Generic banners.zip
827.9 KB
HU | Pay Now banners.zip
512.4 KB
HU | Pay Later banners.zip
504.6 KB
HU | Pay in 3 banners.zip
982.7 KB
HU | Brand kit (logo lock-ups).zip
574.9 KB
HU | Email templates.zip
133.5 KB

Overview of the banners and logo lockups available to download

Pre-approved messaging

Generic messaging

EnglishHungarian
Klarna is availableA Klarna elérhető
Klarna payment is availableA Klarnás fizetés elérhető
Shop now. Pay with Klarna.Vásárolj most. Fizess Klarnával.
Pay smarter with KlarnaFizess okosan a Klarnával
Pay flexibly with KlarnaFizess rugalmasan a Klarnával
Pay securely with KlarnaFizess biztonságosan a Klarnával
Pay now messaging
EnglishHungarian
Shop now, pay immediately.Vásárolj most, fizess azonnal.
Pay now or flexibly later. With Klarna.Fizess most vagy rugalmasan később. A Klarnával. 
Pay later in 30 days messaging
EnglishHungarian
Get it. Try it. Pay it. Vedd át. Próbáld ki. Fizesd ki.
Shop now. Pay in 30 days with Klarna.Vásárolj most. Fizess 30 napon belül a Klarnával.
Pay in 3 smaller payments messaging
EnglishHungarian
Shop now, pay in 3 with Klarna.Vásárolj most, fizess 3 részletben a Klarnával.
Split your purchases into 3 interest-free installmentsOszd fel a vásárlásod 3 kamatmentes részletre
Shop now. Pay in installments with Klarna.Vásárolj most. Fizess részletekben a Klarnával.
This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in Italy. Download the ready-made asset packs provided below.

Downloadable ready-made assets

IT | Generic banners.zip
944.4 KB
IT | Pay Now banners.zip
413.1 KB
IT | Pay Now banners.zip
413.1 KB
IT | Pay Later banners.zip
486.3 KB
IT | Pay in 3 banners.zip
512.6 KB
IT | Brand kit .zip
598.5 KB
IT | Email templates.zip
139.7 KB

Overview of the banners and logo lockups available to download

Pre-approved messaging

Generic messaging ― triggers disclosure for TV/OOH*
EnglishItalian
Spread the cost of your purchases with KlarnaDividi il costo dei tuoi acquisti con Klarna
Get more time to pay with Klarna Ottieni più tempo per pagare con Klarna
Choose Klarna to spread the costScegli Klarna per dividere il costo
Pay your way with KlarnaPaga a modo tuo con Klarna
Pay in 3 messaging ― triggers disclosure for TV/OOH*
EnglishItalian
Choose Klarna and pay in 3 installments with no interestScegli Klarna e paga in 3 rate, senza interessi
Split your purchase into 3 payments with no interestDividi il tuo acquisto in 3 rate, senza interessi
Pay later in 30 days messaging ― triggers disclosure for TV/OOH*
EnglishItalian
Choose Klarna and pay in 30 days Scegli Klarna e paga dopo 30 giorni
Get 30 days to pay with KlarnaCon Klarna, hai 30 giorni per pagare
Pay after deliveryPaga dopo la consegna
Pay now messaging
EnglishItalian
Pay now with KlarnaPaga ora con Klarna
Choose Klarna to pay nowScegli Klarna per pagare ora
Pay securely, choose Klarna.Paga in tutta sicurezza, scegli Klarna.

*Disclosure for TV only:

Messaggio pubblicitario con finalità promozionale. “Paga in 3 rate senza interessi” e "Paga dopo 30 giorni senza interessi" con Klarna sono disponibili solo per i residenti in Italia. Età minima 18 anni. La concessione della dilazione di pagamento è subordinata alla sussistenza dei necessari requisiti di idoneità. Per le condizioni relative ai prodotti pubblicizzati e per quanto non espressamente indicato si rinvia ai termini dei servizi di Klarna disponibili su www.klarna.com/it

This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in Ireland. Download the ready-made asset packs provided below.

Downloadable ready-made assets

IE | Generic banners.zip
1.1 MB
IE | Pay Now banners.zip
675.9 KB
IE | Pay in 3 banners.zip
1.3 MB
IE | Brand kit.zip
119.0 KB
IE | Email templates.zip
99.4 KB

Overview of the banners and logo lockups available to download

Pre-approved messaging

Generic messaging
EnglishLegal disclosures
Klarna available-
Klarna available at checkout-
Pay smarter with Klarna.-
Shop now. Pay with Klarna.**Please shop responsibly. You must be 18+ to use this credit offer (0% APR). Missed payments may affect your ability to use Klarna in the future. ROI residents only. Subject to status.
Choose how to pay with Klarna-
Pay now messaging
EnglishLegal disclosures
Shop now and pay immediately.**Please shop responsibly. You must be 18+ to use this credit offer (0% APR). Missed payments may affect your ability to use Klarna in the future. ROI residents only. Subject to status. T&Cs apply www.klarna.com/ie/terms-and-conditions
Pay now or flexibly with Klarna.**Please shop responsibly. You must be 18+ to use this credit offer (0% APR). Missed payments may affect your ability to use Klarna in the future. ROI residents only. Subject to status. T&Cs apply www.klarna.com/ie/terms-and-conditions
Pay in 3 smaller payments messaging
EnglishLegal disclosures
Shop now. Pay in 3 with Klarna.**Please shop responsibly. You must be 18+ to use this credit offer (0% APR). Missed payments may affect your ability to use Klarna in the future. ROI residents only. Subject to status. T&Cs apply www.klarna.com/ie/terms-and-conditions
Split your purchases into 3 interest-free payments.**Please shop responsibly. You must be 18+ to use this credit offer (0% APR). Missed payments may affect your ability to use Klarna in the future. ROI residents only. Subject to status. T&Cs apply www.klarna.com/ie/terms-and-conditions
Get more time to pay with Klarna**Please shop responsibly. You must be 18+ to use this credit offer (0% APR). Missed payments may affect your ability to use Klarna in the future. ROI residents only. Subject to status. T&Cs apply www.klarna.com/ie/terms-and-conditions
Shop now. Pay over time with Klarna**Please shop responsibly. You must be 18+ to use this credit offer (0% APR). Missed payments may affect your ability to use Klarna in the future. ROI residents only. Subject to status. T&Cs apply www.klarna.com/ie/terms-and-conditions
This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in the Netherlands. Download the ready-made asset packs provided below.

Downloadable ready-made assets

NL | Generic banners.zip
855.9 KB
NL | Pay Now banners.zip
396.5 KB
NL | Pay Later banners.zip
966.5 KB
NL | Pay in 3 banners.zip
924.4 KB
NL | Brand kit (logo lock-ups).zip
490.7 KB
NL | Email templates .zip
140.4 KB

Overview of the banners and logo lockups available to download

Pre-approved messaging

Generic messaging
EnglishDutch
Klarna available at checkoutKlarna beschikbaar bij het afrekenen
Shop now. Pay with Klarna.Shop nu. Betaal met Klarna.
Pay flexibly with KlarnaFlexibel betalen met Klarna
Shop now. Pay securely with Klarna.Shop nu. Betaal veilig met Klarna.
You decide how you want to pay. With Klarna.Bepaal zelf hoe je wil betalen. Met Klarna. 
Pay now messaging
EnglishDutch
Shop now and pay immediatelyShop nu en betaal direct
Pay now or flexibly. With Klarna.Betaal nu of flexibel. Met Klarna.
Pay later in 30 days messaging
EnglishDutch
Try now. Get 30 days to pay.Probeer nu. Betaal tot en met 30 dagen later.
Shop now and pay in up to 30 daysShop nu. Betaal tot en met 30 dagen later
Pay now or flexibly in up to 30 daysBetaal nu of flexibel tot en met 30 dagen later
Pay in 3 smaller payments messaging
EnglishDutch
Shop now. Pay in 3 with Klarna.Shop nu, betaal in 3 delen met Klarna.
Split your purchases into 3 interest-free paymentsSplits je aankoop in 3 rentevrije betalingen.
Shop now. Pay in 3 interest-free payments with Klarna.Shop nu. Betaal in 3 rentevrije betalingen met Klarna.
This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in Norway. Download the ready-made asset packs provided below.

Downloadable ready-made assets

NO | Generic banners.zip
388.4 KB
NO | Pay Now banners.zip
427.6 KB
NO | Pay Later banners.zip
885.1 KB
NO | Pay in 3 banners.zip
1.3 MB
NO | Brand kit (logo lock-ups).zip
602.0 KB
NO | Email templates.zip
130.8 KB

Overview of the banners and logo lockups available to download

Pre-approved messaging

Generic messaging
EnglishNorwegian
Klarna available at checkoutKlarna tilgjengelig i kassen
Shop now. Pay with Klarna.Shop nå. Betal med Klarna
Pay smarter with KlarnaBetal smartere med Klarna
Pay flexibly with KlarnaBetal fleksibelt med Klarna
Pay securely with KlarnaBetal sikkert med Klarna
Pay now messaging
EnglishNorwegian
Shop now and pay immediatelyShop nå og betal umiddelbart
Pay now or flexibly. With Klarna.Betal nå eller fleksibelt. Med Klarna.
Pay later in 30 days messaging
EnglishNorwegian
Get it. Try it. Buy it. Få det. Prøv det. Kjøp det.
Get 30 days to payFå 30 dager til å betale
Shop now. Pay in 30 days with Klarna.Shop nå. Betal om 30 dager med Klarna.
Pay in 3 smaller payments messaging
EnglishNorwegian
Shop now. Pay in 3 with Klarna.Shop nå. Betal i 3 deler med Klarna.
Split your purchases into 3 interest-free paymentsDel opp kjøpene dine i 3 rentefrie betalinger
Get more time to pay with KlarnaFå mer tid til å betale med Klarna
Shop now. Pay over time with Klarna.Shop nå. Betal over tid med Klarna.
This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in Poland. Download the ready-made asset packs provided below.

Downloadable ready-made assets

PL | Generic banners.zip
487.1 KB
PL | Pay Later banners.zip
824.8 KB
PL | Pay in 3 banners.zip
877.9 KB
PL | Brand kit.zip
616.6 KB
PL | Email templates.zip
139.5 KB

Overview of the banners and logo lockups available to download

Pre-approved messaging

Generic messaging
EnglishPolishLegal disclosures
Klarna availableTu zapłacisz z Klarną-
Klarna available at checkoutWybierz Klarnę wśród metod płatności-
Get more time to pay with KlarnaZyskaj więcej czasu na zapłatę z Klarną-
Pay later in 30 days messaging
EnglishPolishLegal disclosures
Pay in 30 days with KlarnaZapłać za 30 dni z Klarną-
Get it. Try it. Buy it. Kup. Wypróbuj. Zapłać.-
Get 30 days to payZyskaj 30 dni na zapłatę-
Shop now, pay in 30 days with Klarna.Kup teraz, zapłać za 30 dni z Klarną.-
Pay in 3 smaller payments messaging
EnglishPolishLegal disclosures
Pay in 3 with KlarnaZapłać w 3 ratach z Klarną-
Shop now. Pay in 3 with Klarna.Kup teraz. Zapłać w 3 ratach z Klarną.-
Shop now. Pay over time with KlarnaKup teraz. Zapłać później z Klarną.-
Split your purchases into 3 interest-free payments.**Delay interest will be applied in case you miss the deadline of paymentZapłać w 3 miesięcznych ratach. Bez odsetek.**W przypadku opóźnień w płatności zostaną naliczone ustawowe odsetki za opóźnienie.
This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in Portugal. Download the ready-made asset packs provided below.

Downloadable ready-made assets

We are currently updating our advertising banners to deliver more impactful messaging. The refreshed banners will be available for download here shortly. In the meantime, please proceed here to download the existing banners:
General Klarna banners
Pay in 3 banners

PT | Email templates.zip
141.0 KB
PT | Email templates

Pre-approved messaging

Generic messaging
EnglishPortuguese
Spread the cost of your purchases with KlarnaDivide o valor da tua compra com Klarna
Get more time to pay with KlarnaTem mais tempo para pagar com Klarna
Choose Klarna to spread the costEscolhe Klarna para dividir o custo
Pay your way with Klarna Paga à tua maneira com Klarna
Pay in 3 smaller payments messaging
EnglishPortuguese
Choose Klarna and pay in 3 installmentsEscolhe Klarna e paga em 3 vezes sem juros.
Split your purchase in 3 payments, interest-free.Divide a tua compra em 3 vezes sem juros
Pay later in 30 days messaging
EnglishPortuguese
Choose Klarna and pay in 30 days, interest-free.Escolhe Klarna e paga a 30 dias, sem juros.
Get 30 days to pay with KlarnaTens 30 dias para pagar com Klarna
Pay after deliveryPaga após a entrega
This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in Romania Download the ready-made asset packs provided below.

Downloadable ready-made assets

We are currently updating our advertising banners to deliver more impactful messaging. The refreshed banners will be available for download here shortly. In the meantime, please proceed here to download the existing banners:
General Klarna banners
Pay in 3 banners

RO _ Email templates.zip
147.3 KB
RO Email templates 2.zip
148.0 KB
RO Email templates 3.zip
148.0 KB
RO Email templates 4.zip
243.4 KB

Pre-approved messaging

Generic messaging
EnglishRomanian
Klarna available at checkoutKlarna este disponibilă la checkout
Shop now, pay with Klarna.Klarna este disponibilă la checkout
Shop now, pay with Klarna.Cumpără acum, plătește cu Klarna.
Pay smarter with KlarnaPlătește mai inteligent cu Klarna
Pay flexibly with KlarnaPlătește flexibil cu Klarna
Pay securely with KlarnaPlătește siguranță cu Klarna
Shop now. Pay later with Klarna.Cumpără acum. Plătește mai târziu cu Klarna.
Pay later in 30 days messaging
EnglishRomanian
Order. Try. Pay.Comanzi. Încerci. Plătești.
Try before you pay. Pay in 30 days.Încearcă înainte să plătești. Plătește în 30 de zile. 
Shop now. Pay in 30 days with Klarna.Cumpără acum. Plătește în 30 de zile.
Pay in 3 smaller payments messaging
EnglishRomanian
Shop now. Pay in 3 installments with Klarna.Cumpără acum. Plătește în 3 rate cu Klarna.
Split your purchases into 3 interest-free paymentsÎmparte plata în 3 rate fără dobânda
Get more time to pay with KlarnaObține mai mult timp pentru plată cu Klarna
This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in Spain. Download the ready-made asset packs provided below.

Downloadable ready-made assets

ES | Generic banners.zip
1.2 MB
ES | Pay Later banners.zip
431.9 KB
ES | Pay in 3 banners.zip
529.7 KB
ES | Brand kit (logo lock-ups).zip
683.2 KB
ES | Email templates.zip
155.2 KB

Overview of the banners and logo lockups available to download

Pre-approved messaging

Generic messaging
EnglishSpanishLegal disclosures
Spread the cost of your purchases with KlarnaDivide el coste de tu compra con Klarna-
Get more time to pay with KlarnaDisfruta de más tiempo para pagar con Klarna-
Choose Klarna to spread the costElige Klarna para dividir el coste-
Pay your way with Klarna Paga a tu manera con Klarna-
Pay in 3 smaller payments messaging
EnglishSpanishLegal disclosures
Choose Klarna and pay in 3 installmentsElige Klarna y paga en 3 plazos-
Split your purchase in 3 payments, APR 0%.Divide tu compra en 3 pagos sin intereses, TAE 0%.Included in the approved message - for more information, visit this page.
Pay later in 30 days messaging
EnglishSpanishLegal disclosures
Get 30 days to pay with KlarnaTienes 30 días para pagar con Klarna-
Pay after deliveryPaga después de la entrega-
Choose Klarna and pay in 30 daysElige Klarna y paga en 30 días-
This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in Sweden. Download the ready-made asset packs provided below.

Downloadable ready-made assets

SE | Generic banners.zip
503.2 KB
SE | Pay Now banners.zip
948.1 KB
SE | Pay Later banners.zip
475.4 KB
SE | Brand kit (logo lock-ups).zip
382.5 KB
SE_Email templates.zip
142.8 KB

Overview of the banners and logo lockups available to download

Pre-approved messaging

Generic messaging
EnglishSwedish
Safe and convenientTryggt och smidigt
Safe and convenient.
Pay now or within 30 days.
Tryggt och smidigt.
Betala direkt eller inom 30 dagar.
Pay now messaging
EnglishSwedish
Pay instantly with Klarna. Convenient.Betala direkt med Klarna. Smidigt.
Pay instantly or within 30 days. Safe and convenient.Betala direkt eller inom 30 dagar. Tryggt och smidigt.
Pay later in 30 days messaging
EnglishSwedish
Pay within 30 days with Klarna. Safe.Betala inom 30 dagar med Klarna. Tryggt.
This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in Switzerland. Download the ready-made asset packs provided below.

Downloadable ready-made assets

CH (German) | Generic banners.zip
408.7 KB
CH (German) | Pay Now banners.zip
455.3 KB
CH (German) | Pay Later banners.zip
452.9 KB
CH | Brand kit.zip
533.4 KB
CH (DE) | Email templates.zip
131.2 KB

Overview of the banners and logo lockups available to download

Pre-approved messaging

Generic messaging | Generisches Messaging
EnglishSwiss German
Klarna availableKlarna verfügbar
Klarna available at checkoutKlarna am Checkout verfügbar
Orders, payments and returns at one glance. With Klarna.Bestellungen, Zahlungen und Retouren auf einen Blick. Mit Klarna.
Pay flexibly and securely with KlarnaBezahle flexibel und sicher mit Klarna
Pay now messaging | Sofort bezahlen
EnglishSwiss German
Pay quickly and securely. With Klarna.Bezahle schnell und sicher. Mit Klarna.
Pay now or flexibly. With Klarna.Bezahle sofort oder flexibel. Mit Klarna.
Pay later in 30 days messaging | In bis zu 30 Tagen bezahlen
EnglishSwiss German
Pay flexibly in up to 30 days.Bezahle flexibel in bis zu 30 Tagen
Pay now or flexibly in up to 30 daysBezahle sofort oder flexibel in bis zu 30 Tagen
Shop smart. Pay flexibly.Shoppe smart. Bezahle flexibel.
This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in the UK. Download the ready-made asset packs provided below.

Downloadable ready-made assets

UK Generic banners.zip
1.2 MB
UK Brand kit (logo lock-ups).zip
121.7 KB
UK Email templates.zip
107.4 KB

Overview of the banners and logo lockups available to download

Pre-approved messaging

Generic messaging
British EnglishLegal disclosures
Pay with KlarnaDoesn’t trigger a disclosure.
If you are amending this message, you need to follow disclosure guidance.
Klarna availableDoesn’t trigger a disclosure.
If you are amending this message, you need to follow disclosure guidance.
Klarna available at checkoutDoesn’t trigger a disclosure.
If you are amending this message, you need to follow disclosure guidance.
Choose how to pay with KlarnaDoesn’t trigger a disclosure.
If you are amending this message, you need to follow disclosure guidance.
This section only applies to:
This section only applies to:

Here, you'll find a variety of Klarna-approved messaging options for your marketing touchpoints or co-marketing activities in Canada. Download the ready-made asset packs provided below.

Downloadable ready-made assets

We are currently updating our advertising banners to deliver more impactful messaging. The refreshed banners will be available for download here shortly. In the meantime, please proceed here to download the existing banners:
General Klarna banners (EN)
Pay in 4 banners (EN)
General Klarna banners (FR)
Pay in 4 banners (FR)

CA (English) | Email templates.zip
93.4 KB
CA (French) | Email templates.zip
122.5 KB

Pre-approved messaging

Generic messaging
Canadian EnglishCanadian FrenchLegal disclosures
Klarna available at checkoutKlarna disponible au moment de payer
Shop now, pay with Klarna.Magasinez maintenant. Payez avec Klarna.
Shop now. Pay over time with Klarna.Magasinez maintenant. Payez au fil du temps avec Klarna.
Pay now messaging
Canadian EnglishCanadian FrenchLegal disclosures
Shop now and pay immediatelyMagasinez et payez maintenant
Pay now or flexibly. With Klarna.Payez maintenant ou de manière flexible. Avec Klarna.
Pay in 4 smaller payments messaging
Canadian EnglishCanadian FrenchLegal disclosures
Shop now, pay in 4 with Klarna.*Magasinez et payez en 4 versements avec Klarna.**See Canadian payment terms at klarna.com/ca/paylaterin4. A higher initial payment may be required for some consumers. *Voir conditions ici: www.klarna.com/fr-ca/paylaterin4/. Un paiement initial plus élevé peut être exigé pour certains utilisateurs.
Split your purchase into 4 interest-free payments.*Do not use “interest -free” in Canadian French language or in the Province of Quebec. *APR 0%. No conditions apply. Term: 2 months. For more information, see klarna.com/ca/legal. A higher initial payment may be required for some consumers.
This section only applies to:
MX | Generic Banners.zip
1.5 MB
MX | Pay in 4 Banners.zip
801.5 KB
MX | Brand kit.zip
254.9 KB
MX | Email templates.zip
138.4 KB

Overview of the banners and logo lockups available to download

Pre-approved messaging

Generic messaging | Mensajes genéricos
EnglishMexican SpanishLegal disclosures
Shop now, pay over time with Klarna.Compra ahora, paga en plazos con Klarna.-
Shop now, pay with Klarna.Compra ahora, paga con Klarna.-
Pay smarter with KlarnaPaga de manera inteligente con Klarna-
Get more time to pay with KlarnaMás tiempo para pagar con Klarna-
Pay in 4 messaging | Mensajes de "Paga en 4 plazos"
EnglishMexican SpanishLegal disclosures
Shop now, pay in 4 with Klarna.Compra ahora, paga en 4 plazos con Klarna.-
Split your purchase into 4 paymentsDivide tus compras en 4 pagos-
Split your purchase into 4 interest-free payments. With Klarna.*

*APR 0%. VAT not included. For information and comparative purposes. Learn more at klarna.com.
Divide tus compras en 4 pagos sin intereses. Con Klarna.**CAT 0%. Sin IVA. Sujeto a aprobación de crédito. Para fines informativos y de consulta. Conoce más en https://www.klarna.com/mx/
This section only applies to:
US Generic banners.zip
1.1 MB
US Pay in 4 banners.zip
1.1 MB
US Pay Later banners.zip
789.2 KB
US Pay Now banners .zip
482.7 KB
US Financing banners.zip
500.8 KB
US Brand kit (logo lock-ups).zip
377.5 KB
US Email templates.zip
93.9 KB

Overview of the banners and logo lockups available to download

Pre-approved messaging

Generic messaging
American EnglishLegal disclosures
Klarna available at checkout-
Pay smarter with Klarna-
Find Klarna at checkout-
Smart shoppers pick pink at checkout-
Pick pink at checkout-
Pay now messaging
American EnglishLegal disclosures
Pay now or choose how to pay with Klarna.-
Pay now with Klarna-
Pay later in 30 days messaging
American EnglishLegal disclosures
Get it. Try it. Buy it. -
Shop now and pay later in 30 days.-
Pay in 4 smaller payments messaging
American EnglishLegal disclosures
Shop now. Split your purchase into 4 interest-free payments with Klarna.**CA resident loans made or arranged pursuant to a California Financing Law license.
Split your purchases into 4 interest-free payments**CA resident loans made or arranged pursuant to a California Financing Law license.
Shop smart and split the cost into 4 interest-free payments.**CA resident loans made or arranged pursuant to a California Financing Law license.
Financing messaging
American EnglishLegal disclaimers
Pay over time with monthly financing**Monthly financing through Klarna issued by WebBank.
Split the cost of big purchases over 6, 12, or 36 months.**Rate ranges from 7.99%-33.99% APR based on creditworthiness and subject to credit approval, resulting in, for example, 12 equal monthly payments of  $86.98 at 7.99% APR to $99.46 at 33.99% APR per $1000 borrowed. Minimum purchase required. A down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Monthly financing through Klarna issued by WebBank.
This section only applies to:
AU Generic banners.zip
1.4 MB
AU Pay Now banners.zip
504.7 KB
AU Pay in 4 banners.zip
2.0 MB
AU Pay Later banners.zip
532.2 KB
AU Brand kit (logo lock-ups).zip
238.3 KB
AU Email templates.zip
101.3 KB

Overview of the banners and logo lockups available to download

Pre-approved messaging

Generic messaging
Australian EnglishLegal disclosures
Klarna available-
Klarna available at checkout-
Shop now. Pay with Klarna.**Fees may apply. Learn more at klarna.com/au/legal/. 
Pay smarter with Klarna-
Pay now messaging
Australian EnglishLegal disclosures
Shop now and pay immediately-
Pay now or flexibly. With Klarna.**Fees may apply. Learn more at klarna.com/au/legal/.
Pay in 4 smaller payments messaging
Australian EnglishLegal disclosures
Shop now. Pay in 4 with Klarna.**Fees may apply. Learn more at klarna.com/au/legal/.
Split your purchases into 4 interest-free payments.**Snooze fees and late fees may apply. Learn more at https://www.klarna.com/au/legal/.  
Get more time to pay with Klarna**Fees may apply. Learn more at klarna.com/au/legal/.
Shop now. Pay over time with Klarna.**Fees may apply. Learn more at klarna.com/au/legal/.

Pay later in 30 days messaging

Australian EnglishLegal disclosures
Get 30 days to pay**Fees may apply. Learn more at klarna.com/au/legal/. 
Shop now. Pay in 30 days with Klarna.**Fees may apply. Learn more at klarna.com/au/legal/.
This section only applies to:
NZ Generic banners.zip
781.1 KB
NZ Pay Now banners.zip
424.3 KB
NZ Pay in 4 banners.zip
1.7 MB
NZ Brand kit (logo lock-ups).zip
351.8 KB
NZ Email templates.zip
93.3 KB

Overview of the banners and logo lockups available to download

Pre-approved messaging

Generic messaging
New Zealand EnglishLegal disclosures
Klarna available at checkout-
Shop now, pay with Klarna.-
Pay smarter with Klarna-
Pay now messaging
New Zealand EnglishLegal disclosures
Shop now and pay immediately-
Pay now or flexibly. With Klarna.-
Pay in 4 smaller payments messaging
New Zealand EnglishLegal disclosures
Shop now. Pay in 4 with Klarna. -
Split your purchases into 4 interest-free payments.-
Get more time to pay with Klarna-
Shop now. Pay over time with Klarna.-