Choose any of the following approved messaging to include in your marketing touchpoints activities - anytime, anyplace, anywhere.
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| Message | Disclaimer | Use case |
|---|---|---|
| Shop now. Pay in 4 with Klarna.* | *CA resident loans made or arranged pursuant to a California Financing Law license. | Must be included with all US marketing materials, unless we can ensure it won't be marketed in the state of CA. |
| Split your purchase into 4 interest-free payments.* | *CA resident loans made or arranged pursuant to a California Financing Law license. | Must be included with all US marketing materials, unless we can ensure it won't be marketed in the state of CA. |
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| Disclaimer Required | Disclaimer | Use case |
|---|---|---|
| If you offer Pay later (in 30 days) | *CA resident loans made or arranged pursuant to a California Financing Law license. | Included with all US marketing materials, unless we can ensure it won't be marketed in the state of CA. |
| If you offer both Pay later (in 30 days) and Financing | *Monthly financing through Klarna issued by WebBank, member FDIC. Other CA resident loans made or arranged pursuant to a California Financing Law license. | Included with all US marketing materials, unless we can ensure it won't be marketed in the state of CA. |
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| Disclaimer required | Disclaimer | Use case |
|---|---|---|
| If you offer Financing | *Monthly financing through Klarna issued by WebBank, member FDIC. | Applicable to all marketing materials that mention financing product. |
| If you offer both Financing and Pay later (in 30 days) | *Monthly financing through Klarna issued by WebBank, member FDIC. Other CA resident loans made or arranged pursuant to a California Financing Law license. | Included with all US marketing materials, unless we can ensure it won't be marketed in the state of CA. |
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The sender of marketing is responsible for staying informed about the laws and regulations that apply to marketing credit. Please read more about the advertising legal guidelines here.