Ecosystem Overview
Integrate Klarna into your store using Worldpay’s acquiring infrastructure for secure and compliant transactions.
Klarna has partnered with Worldpay to deliver a seamless, integrated payments solution. This setup enables you to add Klarna as a payment method directly within Worldpay integration.
Worldpay acts as an acquirer and processor, managing your onboarding, compliance, and settlement, while Klarna connects you with high-intent shoppers, offering flexible payment options - Pay in full, Installments, and Financing.
Key Klarna benefits for you
This integration provides a reliable and streamlined way to accept payments, while giving you access to Klarna’s advanced services and capabilities:
- Conversion optimization — approve more of the right transactions by enhancing transaction data and delivering a smoother customer experience.
- Supplementary Purchase Data (SPD) — share enriched transaction details to help refining Klarna's risk evaluation and maximize approval rates.
- Advanced underwriting capabilities — benefit from Klarna’s intelligent decisioning, enabling higher acceptance rates while maintaining secure transactions.
- Real-time risk management — gain protection through Klarna’s continuous, data-driven risk monitoring that adapts instantly to shopper and transaction patterns.
- Efficient dispute management — Understand dispute reasons, response timelines and disputes fees.
- Integration of Klarna’s SDK you can create the Perfect Customer Journey and enable Boost Features.
- Cross-border transactions — reach a wider customer base and grow sales by accepting payments across multiple markets through Klarna’s global infrastructure.
How to integrate Klarna
Integration of Klarna's SDK (Recommended)
To elevate the customer experience and create the Perfect Customer Journey integrate Klarna's Web SDK alongside Worldpay's APIs and managed checkout solutions. This recommended setup ensures a seamless journey and unlocks extended Klarna capabilities such as:
- Dynamic Presentation of Klarna at the payment method selection.
- Klarna Boost Features:
- Klarna Express Checkout for faster, more personalized transactions.
- Sign in with Klarna to simplify repeat purchases for returning Klarna customers.
- On-site messaging to promote flexible payment options across the shopping journey.
This integration provides Partners with a reliable, streamlined way to accept payments while benefiting from Klarna's services. These tools make it possible to both streamline checkout and strengthen customer engagement, leading to higher conversion and increased sales.
Integration without Klarna's SDK
Worldpay's integration ensures that Klarna is always available as a trusted payment option to your customers. Worldpay provides minimal integration effort options across its platforms, supporting API-based and managed checkout solutions that seamlessly route transactions to Klarna.
Worldpay Platforms
Worldpay offers two major integration paths for Klarna, each with different options:
| Platform | Overview | Integration options |
|---|---|---|
| WPG | WPG is Worldpay's established gateway platform, designed to provide reliable payment processing with flexible integration options. It supports both direct API integration and hosted payment pages, making it suitable for businesses seeking secure and customizable payment solutions. |
|
| Access Gateway | Access Gateway is Worldpay's modern, enterprise-grade payment platform built for scalability and global reach. It offers advanced checkout experiences through SDKs, hosted pages, and direct API integration, providing comprehensive control over the payment flow with enhanced security features. |
|