Localized Messaging for Checkout

Find the latest Klarna payment descriptors per region and translations.

30 min read

Payment category column in the tables below is what will be returned in the response to the create_session request as payment_method_categories.identifier.

The copies provided in the column for respective locale (en-US, es_ES, en-BE, etc.) is what will be returned in the response to the create_session request as payment_method_categories.name.

The payment button copy in the tables below must be used when creating the Klarna Payment button in the checkout.

Europe

Austria

Payment Category	EN-AT	DE-AT
`pay_now`	Pay in full today	Sofort bezahlen
`pay_later`	Pay later	Später bezahlen
`pay_over_time`	Spread the cost	Teile die Kosten auf
`klarna`	Pay flexibly	Flexibel bezahlen

Payment Descriptors Approaches

English

Three options approach	Single option approach
Pay in full today No fees, no interest.	Pay flexibly Pay now, in 30 days, in 3 interest-free installments of xx.xx €, or as low as xx.xx €/month. Interest may apply.
Pay later Pay in 30 days.
Spread the cost Pay in 3 interest-free installments of xx.xx €, or as low as xx.xx €/month. Interest may apply.

German

Three options approach	Single option approach
Sofort bezahlen Bezahle sicher per Sofortüberweisung, Lastschrift oder mit Karte.	Flexibel bezahlen Bezahle sicher per Sofortüberweisung, Lastschrift oder mit Karte, in bis zu 30 Tagen, in 3 zinsfreien Teilzahlungen zu je xx,xx € oder ab xx,xx € pro Monat. Zinsen können anfallen.
Später bezahlen Bezahle in bis zu 30 Tagen.
Teile die Kosten auf Bezahle in 3 zinsfreien Teilzahlungen zu je xx,xx € oder ab xx,xx € pro Monat. Zinsen können anfallen.

Payment Button approaches

Copy	AT-AT
Without badge	Weiter mit Klarna
With badge	Weiter mit

Belgium

Payment Category	EN-BE	NL-BE	FR-BE
`pay_now`	Pay in full today	Betaal nu	Payez maintenant
`pay_later`	Pay later	Betaal later	Payez plus tard
pay_over_time	Pay in 3	Betaal in 3 delen	Paiement en 3 fois
`klarna`	Pay with Klarna	Betaal met Klarna	Payez avec Klarna

Payment Descriptors Approaches

English

Three options approach	Single option approach
Pay in full today No fees, no interest.	Pay with Klarna Pay now, in 30 days, or in 3 installments.
Pay later Pay in 30 days.
Pay in 3 Pay in 3 installments.

Dutch

Three options approach	Single option approach
Betaal nu Betaal het hele bedrag vandaag.	Betaal met Klarna Betaal het hele bedrag vandaag, binnen 30 dagen, of in 3 delen.
Betaal later Betaal binnen 30 dagen.
Betaal in 3 delen Betaal in 3 delen.

French

Three options approach	Single option approach
Payez maintenant Payez la totalité aujourd'hui.	Payez avec Klarna Payez maintenant, dans 30 jours ou en 3 versements.
Payez plus tard Payez dans 30 jours.
Paiement en 3 fois Payez en 3 versements.

Payment Button approaches

Copy	NL-BE	FR-BE
Without badge	Verdergaan met Klarna	Continuer avec Klarna
With badge	Verdergaan met	Continuer avec

Czech Republic

Payment Category	EN-CZ	CS-CZ
`pay_now`	Pay in full today	Zaplať teď
`pay_later`	Pay later	Zaplať později
`pay_over_time`	Pay in 3	Zaplať ve 3 platbách
`klarna`	Flexible payments with Klarna	Flexibilní platby s Klarna

Payment Descriptors Approaches

English

Three options approach	Single option approach
Pay in full today No fees, no interest.	Flexible payments with Klarna Pay now, in 30 days, or in 3 installments of x.xx kč.
Pay later Pay in 30 days.
Pay in 3 Pay in 3 installments of x.xx kč.

Czech

Three options approach	Single option approach
Zaplať teď Zaplať celou část dnes.	Flexibilní platby s Klarnou. Zaplať celou část dnes, za 30 dní, nebo ve 3 platbách ve výši x.xx kč.
Zaplať později Zaplať za 30 dní.
Zaplať ve 3 platbách Zaplať ve 3 platbách ve výši x.xx kč.

Payment Button approaches

Copy	CS-CH
Without badge	Pokračuj s Klarnou
With badge	Pokračuj s

Denmark

Payment Category	EN-DK	DK-DK
`pay_now`	Pay in full today	Betal nu
`pay_later`	Pay later	Betal senere
`pay_over_time`	Pay in 3	Betal i 3 dele
`klarna`	Pay with Klarna	Betal med Klarna

Payment Descriptors Approaches

English

Three options approach	Single option approach
Pay in full today No fees, no interest.	Pay with Klarna Pay now, in 30 days, or in 3 installments of x,xx kr.
Pay later Pay in 30 days.
Pay in 3 Pay in 3 installments of x,xx kr.

Danish

Three options approach	Single option approach
Betal nu Betal hele beløbet i dag.	Betal med Klarna Betal hele beløbet nu, i 3 dele af x,xx kr., eller om 30 dage. Rentefrit.
Betal senere Betal om 30 dage.
Betal i 3 dele Betal i 3 dele af x,xx kr.

Payment Button approaches

Copy	DA-DK
Without badge	Fortsæt med Klarna
With badge	Fortsæt med

Finland

Payment Category	EN-FI	FI-FI	SV-FI
`pay_now`	Pay in full today	Maksa heti	Betala direkt
`pay_later`	Pay later	Maksa myöhemmin	Betala senare
`pay_over_time`	Financing	Erämaksu	Delbetalning
`klarna`	Pay with Klarna	Maksa Klarnalla	Betala med Klarna

Payment Descriptors Approaches

English

Three options approach	Single option approach
Pay in full today Pay with your bank, card, or MobilePay.	Pay with Klarna Pay in full today, in 30 days, or as low as x.xx €/month.
Pay later Pay in 30 days.
Financing Pay as low as x.xx €/month.

Finnish

Three options approach	Single option approach
Maksa heti Maksa verkkopankilla, kortilla tai MobilePaylla.	Maksa Klarnalla Maksa heti, 30 päivässä tai erissä alkaen x.xx €/kuukausi.
Maksa myöhemmin Maksa 30 päivässä.
Erämaksu Maksa erissä alkaen x.xx €/kuukausi.

Swedish

Three options approach	Single option approach
Betala direkt Betala med bank, kort eller MobilePay.	Betala med Klarna Betala hela beloppet idag, om 30 dagar, eller så lite som x.xx €/månad.
Betala senare Betala om 30 dagar.
Delbetalning Betala så lite som x.xx €/månad.

Payment Button approaches

Copy	FI-FI	SV-FI
Without badge	Jatka Klarnalla	Fortsätt med Klarna
With badge	Jatka Klarnalla	Fortsätt med

France

Payment Category	EN-FR	FR-FR
`pay_now`	Pay in full today	Payez maintenant
`pay_later`	Pay later	Payez plus tard
`pay_over_time`	Pay in 3	Payez en 3 fois
`klarna`	Flexible payments with Klarna	Paiements flexibles avec Klarna

Payment Descriptors Approaches

English

Three options approach	Single option approach
Pay in full today No fees, no interest.	Flexible payments with Klarna Pay now, in 30 days, or in 3 installments of x.xx€.
Pay later Pay in 30 days.
Pay in 3 Pay in 3 installments of x.xx€.

French

Three options approach	Single option approach
Payez maintenant Payez la totalité aujourd'hui.	Paiements flexibles avec Klarna Payez la totalité aujourd'hui, dans 30 jours ou en 3 versements de x.xx€.
Payez plus tard Payez dans 30 jours.
Payez en 3 fois Payez en 3 versements de x.xx€.

Payment Button approaches

Copy	FR-FR
Without badge	Continuer avec Klarna
With badge	Continuer avec

Germany

Payment Category	EN-DE	DE-DE
`pay_now`	Pay in full today	Sofort bezahlen
`pay_later`	Pay later	Später bezahlen
`pay_over_time`	Spread the cost	Teile die Kosten auf
`klarna`	Pay flexibly	Flexibel bezahlen

Payment Descriptors Approaches

English

Three options approach	Single option approach
Pay in full today No fees, no interest.	Pay flexibly Pay now, in 30 days, in 3 interest-free installments of xx.xx €, or as low as xx.xx €/month. Interest may apply.
Pay later Pay in 30 days.
Spread the cost Pay in 3 interest-free installments of xx.xx €, or as low as xx.xx €/month. Interest may apply.

German

Three options approach	Single option approach
Sofort bezahlen Bezahle sicher per Sofortüberweisung, Lastschrift oder mit Karte.	Flexibel bezahlen Bezahle sicher per Sofortüberweisung, Lastschrift oder mit Karte, in bis zu 30 Tagen, in 3 zinsfreien Teilzahlungen zu je xx,xx € oder ab xx,xx € pro Monat. Zinsen können anfallen.
Später bezahlen Bezahle in bis zu 30 Tagen.
Teile die Kosten auf Bezahle in 3 zinsfreien Teilzahlungen zu je xx,xx € oder ab xx,xx € pro Monat. Zinsen können anfallen.

Payment Button approaches

Copy	DE-DE
Without badge	Weiter mit Klarna
With badge	Weiter mit

Greece

Payment Category	EN-GR	EL-GR
`pay_now`	Pay in full today	Πληρωμή τώρα
`pay_later`	Pay later	Πληρωμή αργότερα
`pay_over_time`	Pay in 3	Πληρωμή σε 3 άτοκες δόσεις
`klarna`	Flexible payments with Klarna	Ευέλικτες πληρωμές με Klarna

Payment Descriptors Approaches

English

Three options approach	Single option approach
Pay in full today No fees, no interest.	Flexible payments with Klarna Pay now, in 30 days, or in 3 installments of x.xx€.
Pay later Pay in 30 days.
Pay in 3 Pay in 3 installments of x.xx€.

Greek

Three options approach	Single option approach
Πληρωμή τώρα Πληρώστε τώρα όλο το ποσό.	Ευέλικτες πληρωμές με Klarna Πληρώστε τώρα όλο το ποσό ή σε 30 ημέρες ή σε 3 άτοκες δόσεις των x.xx€.
Πληρωμή αργότερα Πληρώστε σε 30 ημέρες.
Πληρωμή σε 3 άτοκες δόσεις Πληρώστε σε 3 άτοκες δόσεις των x.xx€.

Payment Button approaches

Copy	EL-GR
Without badge	Συνέχεια με την Klarna
With badge	Συνέχεια με Klarna

Hungary

Payment Category	EN-HU	HU-HU
`pay_now`	Pay in full today	Fizess most
`pay_later`	Pay later	Fizess később
`pay_over_time`	Pay in 3	Fizess 3 részletben
`klarna`	Flexible payments with Klarna	Rugalmas fizetési lehetőségek a Klarnával

Payment Descriptors Approaches

English

Three options approach	Single option approach
Pay in full today No fees, no interest.	Flexible payments with Klarna Pay now, in 30 days, or in 3 installments of x.xx Ft.
Pay later Pay in 30 days.
Pay in 3 Pay in 3 installments of x.xx Ft.

Hungarian

Three options approach	Single option approach
Fizess most Fizesd ki a teljes összeget most.	Rugalmas fizetési lehetőségek a Klarnával Fizess ki a teljes összeget most, 30 napon belül, vagy 3 x.xx Ft-os részletben.
Fizess később Fizess 30 napon belül.
Fizess 3 részletben Fizess 3 x.xx Ft-os részletben.

Payment Button approaches

Copy	HU-HU
Without badge	Tovább Klarnával
With badge	Tovább

Ireland

Payment Category	EN-IE
`pay_now`	Pay in full today
`pay_later`	Pay later
`pay_over_time`	Pay in 3
`klarna`	Flexible payments with Klarna

Payment Descriptors Approaches

English

Three options approach	Single option approach
Pay in full today No fees, no interest.	Flexible payments with Klarna Pay now or in 3 installments of €x.xx.
Pay in 3 Pay in 3 installments of €x.xx.
Pay later Pay in 30 days.

Payment Button approaches

Copy	EN-IE
Without badge	Continue with Klarna
With badge	Continue with

Italy

Payment Category	EN-IT	IT-IT
`pay_now`	Pay in full today	Paga ora
`pay_later`	Pay later	Paga dopo
`pay_over_time`	Pay in 3 (without financing Pay over time (with financing)	Paga in 3 rate (without financing) Paga a rate (with financing)
`klarna`	Flexible payments with Klarna	Pagamenti flessibili con Klarna

Payment Descriptors Approaches

English - without financing

Three options approach	Single option approach
Pay in full today No fees, no interest.	Flexible payments with Klarna Pay now, in 30 days, or in 3 installments of x.xx€.
Pay later Pay in 30 days.
Pay in 3 Pay in 3 installments of x.xx€.

English - with financing

Three options approach	Single option approach
Pay in full today No fees, no interest.	Flexible payments with Klarna Pay now, in 30 days, in 3 installments of x.xx€, or as low as x.xx€/month.
Pay later Pay in 30 days.
Pay over time Pay in 3 installments of x.xx€ or as low as x.xx€/month.

Italian - without financing

Three options approach	Single option approach
Paga ora Paga tutto oggi.	Pagamenti flessibili con Klarna Paga tutto oggi, dopo 30 giorni o in 3 rate da x.xx€.
Paga dopo Paga dopo 30 giorni.
Paga in 3 rate Paga in 3 rate da x.xx€.

Italian - with financing

Three options approach	Single option approach
Paga ora Paga tutto oggi.	Pagamenti flessibili con Klarna Paga tutto oggi, dopo 30 giorni, in 3 rate da x.xx€ o a partire da x.xx€/mese.
Paga dopo Paga dopo 30 giorni.
Paga a rate Paga in 3 rate da x.xx€ o a partire da x.xx€/mese.

Payment Button approaches

Copy	IT-IT
Without badge	Continua con Klarna
With badge	Continua con

Netherlands

Payment Category	EN-NL	NL-NL
`pay_now`	Pay in full today	Betaal nu
`pay_later`	Pay later	Betaal later
`pay_over_time`	Pay in 3	Betaal in 3 delen
`klarna`	Pay with Klarna	Betaal met Klarna

Payment Descriptors Approaches

English

Three options approach	Single option approach
Pay in full today No fees, no interest.	Pay with Klarna Pay now, in 30 days, or in 3 installments of € X,XX.
Pay later Pay in 30 days.
Pay in 3 Pay in 3 installments of € X,XX.

Dutch

Three options approach	Single option approach
Betaal nu Betaal het hele bedrag vandaag.	Betaal met Klarna Betaal het hele bedrag vandaag, binnen 30 dagen, of in 3 delen van € X,XX.
Betaal later Betaal binnen 30 dagen.
Betaal in 3 delen Betaal in 3 delen van € X,XX.

Payment Button approaches

Copy	NL-NL
Without badge	Verdergaan met Klarna
With badge	Verdergaan met

Norway

Payment Category	EN-NO	NO-NO
`pay_now`	Pay in full today	Betal nå
`pay_later`	Pay later	Betal senere
`pay_over_time`	Financing	Delbetaling
`klarna`	Pay with Klarna	Betal med Klarna

Payment Descriptors Approaches

English

Three options approach	Single option approach
Pay in full today Pay with your bank, card or Vipps.	Pay with Klarna Pay now, in 30 days, in 3 installments of x,xx kr or as low as x,xx kr/month.
Pay later Pay in 30 days.
Financing Pay in 3 installments of x,xx kr or as low as x,xx kr/month.

Norwegian

Three options approach	Single option approach
Betal nå Betal med bank, kort eller Vipps.	Betal med Klarna Betal nå, om 30 dager, i 3 deler à x,xx kr eller fra x,xx kr per måned.
Betal senere Betal om 30 dager.
Delbetaling Betal i 3 deler à x,xx kr eller fra x,xx kr per måned.

Payment Button approaches

Copy	NB-NO
Without badge	Fortsett med Klarna
With badge	Fortsett med

Poland

Payment Category	EN-PL	PL-PL
`pay_now`	Pay in full today	Zapłać teraz
`pay_later`	Pay later	Zapłać później
`pay_over_time`	Pay in 3	Zapłać w 3 ratach
`klarna`	Flexible payments with Klarna	Elastyczne płatności z Klarną

Payment Descriptors Approaches

English

Three options approach	Single option approach
Pay in full today No fees, no interest.	Flexible payments with Klarna Pay now, in 30 days, or in 3 installments of x,xx zl.
Pay later Pay in 30 days.
Pay in 3 Pay in 3 interest-free installments of x,xx zl.

Polish

Three options approach	Single option approach
Zapłać teraz Zapłać całość dzisiaj.	Elastyczne płatności z Klarną Zapłać całość dzisiaj, za 30 dni lub w 3 ratach po x,xx zl.
Zapłać później Zapłać za 30 dni.
Zapłać w 3 ratach Płatność w 3 ratach po x,xx zl.

Payment Button approaches

Copy	PL-PL
Without badge	Kontynuuj z Klarna
With badge	Kontynuuj z

Portugal

Payment Category	EN-PT	PT-PT
`pay_now`	Pay in full today	Paga agora
`pay_later`	Pay later	Paga mais tarde
`pay_over_time`	Pay in 3	Paga em 3 prestações
`klarna`	Flexible payments with Klarna	Pagamentos flexíveis com Klarna

Payment Descriptors Approaches

English

Three options approach	Single option approach
Pay in full today No fees, no interest.	Flexible payments with Klarna Pay now, in 30 days, or in 3 installments of x,xx €.
Pay later Pay in 30 days.
Pay in 3 Pay in 3 installments of x,xx €.

Portuguese

Three options approach	Single option approach
Paga agora Paga hoje na totalidade.	Pagamentos flexíveis com Klarna Paga agora, a 30 dias ou em 3 prestações de x,xx €.
Paga mais tarde Paga a 30 dias.
Paga em 3 prestações Paga em 3 prestações de x,xx €.

Payment Button approaches

Copy	PT-PT
Without badge	Continuar com Klarna
With badge	Continuar com

Romania

Payment Category	EN-RO	RO-RO
`pay_now`	Pay in full today	Plătește acum
`pay_later`	Pay later	Plătește mai târziu
`pay_over_time`	Pay in 3	Plătește în 3
`klarna`	Flexible payments with Klarna	Plăți flexibile cu Klarna

Payment Descriptors Approaches

English

Three options approach	Single option approach
Pay in full today No fees, no interest.	Flexible payments with Klarna Pay now, in 30 days, or in 3 installments of x,xx lei.
Pay later Pay in 30 days.
Pay in 3 Pay in 3 installments of x,xx lei.

Romanian

Three options approach	Single option approach
Plătește acum Plătește integral astǎzi.	Plăți flexibile cu Klarna Plătește acum, în 30 de zile sau în 3 rate în valoare de x,xx lei.
Plătește mai târziu Plătește în 30 de zile.
Plătește în 3 Plătește în 3 rate în valoare de x,xx lei.

Payment Button approaches

Copy	RO-RO
Without badge	Continuă cu Klarna
With badge	Continuă cu

Slovakia

Payment Category	EN-SK	SK-SK
`pay_now`	Pay in full today	Zaplať teraz
`pay_later`	Pay later	Zaplaťneskôr
`pay_over_time`	Pay in 3	Zaplať v 3 platbách
`klarna`	Flexible payments with Klarna	Flexibilné platby s Klarnou

Payment Descriptors Approaches

English

Three options approach	Single option approach
Pay in full today No fees, no interest.	Flexible payments with Klarna Pay now, in 30 days, or in 3 installments of x,xx €.
Pay later Pay in 30 days.
Pay in 3 Pay in 3 installments of x,xx €.

Slovak

Three options approach	Single option approach
Zaplať teraz Zaplať celú čiastku dnes.	Flexibilné platby s Klarnou Zaplať celú čiastku dnes, za 30 dní, alebo v 3 bezúročných platbách po x,xx €.
Zaplaťneskôr Zaplať za 30 dní.
Zaplať v 3 platbách Zaplať v 3 bezúročných platbách po x,xx €.

Payment Button approaches

Copy	SK-SK
Without badge
With badge

Spain

Payment Category	EN-ES (without financing)	ES-ES (without financing)
`pay_now`	Pay in full today	Paga el total hoy
`pay_later`	Pay later	Paga más tarde
`pay_over_time`	Pay in 3 (without financing)	Divide el coste (without financing)
`klarna`	Flexible payments with Klarna	Pagos flexibles con Klarna

Payment Descriptors Approaches

English without financing

Three options approach	Single option approach
Pay in full today No fees, no interest.	Flexible payments with Klarna Pay now, in 30 days, or in 3 installments of x.xx €.
Pay later Pay in 30 days.
Pay in 3 Pay in 3 installments of x.xx €.

Spanish without financing

Three options approach	Single option approach
Paga el total hoy Sin comisiones ni intereses.	Pagos flexibles con Klarna Paga el total hoy, paga en 30 días o en 3 plazos de X.XX €.
Paga más tarde Paga en 30 días.
Divide el coste Paga en 3 plazos de X.XX €.

English with financing

Three options approach	Single option approach
Pay in full today No fees, no interest.	Flexible payments with Klarna Pay now, in 30 days, in 3 installments of x.xx€ or as low as x.xx€/month.
Pay later Pay in 30 days.
Financing Pay in 3 installments of x.xx€ or as low as x.xx€/month.

Spanish with financing

Three options approach	Single option approach
Paga el total hoy Sin comisiones ni intereses.	Pagos flexibles con Klarna Paga ahora, en 30 días, en 3 plazos de x,xx €, o desde x,xx € /mes.
Paga más tarde Paga en 30 días.
Divide el coste Paga en 3 plazos de X.XX € o desde x,xx € /mes.

Payment Button approaches

Copy	ES-ES
Without badge	Continuar con Klarna
With badge	Continuar con

Sweden

Payment Category	EN-SE	SV-SE
`pay_now`	Pay in full today	Betala direkt
`pay_later`	Pay later	Betala senare
`pay_over_time`	Financing	Dela upp
`klarna`	Pay with Klarna	Betala med Klarna

Payment Descriptors Approaches

English

Three options approach	Single option approach
Pay in full today No fees, no interest.	Pay with Klarna Pay now, in 3 installments of x.xx kr or as low as x.xx kr/month, in 30 days or with monthly invoice.
Pay later Pay in 30 days or with monthly invoice.
Financing Pay in 3 installments of x.xx kr or as low as x.xx kr/month.

Swedish

Three options approach	Single option approach
Betala direkt Betala hela beloppet idag.	Betala med Klarna Betala hela beloppet idag, i 3 delar om x.xx kr eller från x.xx kr/månad, inom 30 dagar eller med månadsfaktura.
Betala senare Betala om 30 dagar eller med månadsfaktura.
Dela upp Betala i 3 delar om x.xx kr eller från x.xx kr/månad.

Payment Button approaches

Copy	SV-SE
Without badge	Fortsätt med Klarna
With badge	Fortsätt med

Switzerland

Payment Category	EN-CH	DE-CH	FR-CH	IT-CH
`pay_now`	Pay in full today	Sofort bezahlen	Payer maintenant	Paga ora
`pay_later`	Pay later	Später bezahlen	Payer dans 30 jours	Paga dopo
`pay_over_time`	3 interest-free installments	3 zinsfreie Teilzahlungen	Payer en 3 fois sans frais	Dividi il costo
`klarna`	Pay with Klarna	Flexibel bezahlen	Paiements flexibles avec Klarna	Paga con Klarna

Payment Descriptors Approaches

English

Three options approach	Single option approach
Pay in full today No fees, no interest.	Pay with Klarna Pay now, in 30 days or over two months.
Pay later Pay in 30 days.
3 interest-free installments Pay over two months.

German

Three options approach	Single option approach
Sofort bezahlen Bezahle sicher und schnell per Sofortüberweisung.	Flexibel bezahlen Bezahle sicher und schnell per Sofortüberweisung, in bis zu 30 Tagen oder über zwei Monate.
Später bezahlen Bezahle in bis zu 30 Tagen.
3 zinsfreie Teilzahlungen Bezahle über zwei Monate.

French

Three options approach	Single option approach
Payer maintenant Payer la totalité aujourd’hui.	Paiements flexibles avec Klarna Payer la totalité aujourd’hui, plus tard ou en 3 versements.
Payer dans 30 jours Payer plus tard.
Payer en 3 fois sans frais Payer en 3 versements.

Italian

Three options approach	Single option approach
Paga ora Paga tutto oggi.	Paga con Klarna Paga tutto oggi, dopo 30 giorni o in 3 rate senza interessi.
Paga dopo Paga dopo 30 giorni.
Dividi il costo Paga in 3 rate senza interessi.

Payment Button approaches

DE-CH	FR-CH	IT-CH
Without badge	Weiter mit Klarna	Continuer avec Klarna	Continua con Klarna
With badge	Weiter mit	Continuer avec	Continua con

United Kingdom

Payment Category	EN-GB
`pay_now`	Pay in full today
`pay_later`	Pay later
`pay_over_time`	Pay over time
`klarna`	Pay with Klarna

Payment Descriptors Approaches

Three options approach	Single option approach
Pay in full today No fees, no interest.	Pay with Klarna Pay now, in 30 days, in 3 instalments of £x.xx, or as low as £x.xx/month.
Pay later Pay in 30 days.
Pay over time Pay in 3 instalments of £x.xx or pay as low as £x.xx/month.

Payment Button approaches

EN-GB
Without badge	Continue with Klarna
With badge	Continue with

Americas

Canada

Payment Category	EN-CA	FR-CA
`pay_now`	Pay in full today	Payez maintenant
`pay_later`	Pay later	Payez plus tard
`pay_over_time`	Pay over time	Payez dans le temps
`klarna`	Flexible payments with Klarna	Paiements flexibles avec Klarna

Payment Descriptors Approaches

English

Three options approach	Single option approach
Pay in full today No fees, no interest.	Flexible payments with Klarna Pay now, in 4 payments of $x.xx, or as low as $x.xx/month.
Pay over time Pay in 4 payments of $x.xx or as low as $x.xx/month.
Pay later Pay in 30 days.

French

Three options approach	Single option approach
Payez maintenant Payez la totalité aujourd'hui.	Paiements flexibles avec Klarna Payez la totalité aujourd'hui, ou en 4 versements de x,xx $, ou à x,xx $/mois.
Payez dans le temps Payez en 4 versements de x,xx $ ou aussi peu que x,xx $/mois.
Payez plus tard Payez en 30 jours.

Payment Button approaches

EN-CA	FR-CA
Without badge	Continue with Klarna	Continuer avec Klarna
With badge	Continue with	Continuer avec

Mexico

Payment Category	EN-MX	ES-MX
`pay_over_time`	Pay with Klarna	Paga con Klarna
`pay_later`	Pay later	Paga después
`klarna`	Pay with Klarna	Paga con Klarna

Payment Descriptors Approaches

Two options approach	Single option approach
Paga con Klarna Paga en 4 cuotas de $x.xx.	NA
Paga después Paga en 30 días.	NA

Payment Button approaches

ES-MX
Without badge	Continuar con Klarna
With badge	Continuar con

United States

Payment Category	EN-US	ES-US
`pay_now`	Pay in full today	Paga ahora
`pay_later`	Pay later	Paga después
`pay_over_time`	Pay over time	Paga a plazos
`klarna`	Pay with Klarna	Paga con Klarna

Payment Descriptors Approaches

English

Three options approach	Single option approach
Pay in full today No fees, no interest.	Pay with Klarna Pay now, in 30 days, in 4 payments of $x.xx, or as low as $x.xx/month.
Pay later Pay in 30 days.
Pay over time Pay in 4 payments of $x.xx, or pay as low as $x.xx/month.

Spanish

Three options approach	Single option approach
Paga ahora Paga el total hoy.	Paga con Klarna Paga el total hoy, en 30 días, en 4 pagos de $x.xx, o desde $x.xx al mes.
Paga después Paga en 30 días.
Paga a plazos Paga en 4 pagos de $x.xx, o desde $x.xx al mes.

Payment Button approaches

EN-US	ES-US
Without badge	Continue with Klarna	Continuar con Klarna
With badge	Continue with	Continuar con

Asia and Oceania

Australia

Payment Category	EN-AU
`pay_now`	Pay in full today
`pay_later`	Pay later
`pay_over_time`	Pay in 4
`klarna`	Flexible payments with Klarna

Payment Descriptors Approaches

Three options approach	Single option approach
Pay in full today No fees, no interest.	Flexible payments with Klarna Pay now, in 4 payments of $x.xx or in 30 days.
Pay later Pay in 30 days.
Pay in 4 Pay in 4 payments of $x.xx.

Payment Button approaches

EN-AU
Without badge	Continue with Klarna
With badge	Continue with

New Zealand

Payment Category	EN-NZ
`pay_over_time`	Pay with Klarna
`pay_later`	Pay later
`klarna`	Pay with Klarna

Payment Descriptors Approaches

Two options approach	Single option approach
Pay with Klarna Pay in 4 payments of $x.xx.	NA
Pay later Pay in 30 days.	NA

Payment Button approaches

EN-NZ
Without badge	Continue with Klarna
With badge	Continue with