GuideProhibited and restricted businessesUnderstand prohibited and restricted business categories and jurisdictions, outlining extra due diligence requirements and approval limits.
Guide1. DefinitionsTerms apply to Klarna and Partners purchasing services, with the Partner Agreement taking precedence over any inconsistencies.
GuideOverviewKlarna's Ad Policy mandates global compliance with laws for all ads on its properties & partners, emphasizes advertiser liability for content, and enforces via reviews.
GuidePartner marketing legal guidelines - SwedenSimplify payment instructions, clarify offers, be market-aware, don't promote debt, ensure ads are responsible. Klarna will monitor compliance.
GuideThird Party Payment Option Provider TermsFollow technical requirements and terms for card network/third-party provider rules when using Klarna's Services and Third Party Payment Option Providers. Prevent fraud/unauthorized sales, process refunds via original method, and allow audits.
GuideIn generalMaintain compliance of your integration by not sharing sensitive personal data with Klarna; if item details could be sensitive, anonymize product names before sending order/purchase information.
GuideAPIKlarna updates APIs, SDKs, modules with notice; deprecation follows version changes, with at least 6-month support for deprecated versions before removal.
GuidePartner marketing legal guidelines - Rest of the worldPartner marketing guidelines for additional markets- keep Klarna messaging simple, clear and fair; avoid debt-encouraging language; ensure socially responsible ads.
GuidePay in 4/Pay in 30Financial services are highly regulated. This means that Klarna and our merchants who advertise with us need to follow the laws and regulations that govern advertising financial products.
GuideProhibited and restricted businessesUnderstand prohibited and restricted business categories and jurisdictions, outlining extra due diligence requirements and approval limits.
GuideThe basics of disclosuresFinancial services are highly regulated. This means that Klarna and our merchants who advertise with us need to follow the laws and regulations that govern advertising financial products.
Guide1. GeneralRules for using Klarna assets/services including liability limits, monitoring rights, and Klarna’s ability to change or restrict access to its services.
GuideIn generalMaintain compliance of your integration by not sharing sensitive personal data with Klarna; if item details could be sensitive, anonymize product names before sending order/purchase information.
Guide1. GeneralRules for using Klarna assets/services including liability limits, monitoring rights, and Klarna’s ability to change or restrict access to its services.
GuidePartner marketing legal guidelines - SwedenSimplify payment instructions, clarify offers, be market-aware, don't promote debt, ensure ads are responsible. Klarna will monitor compliance.