Klarna Docs - Technical requirements for card transactions

Technical requirements for card transactions

In respect of Klarna’s checkout solutions (Shopping Solutions) for which Klarna has partnered with third-party operators of payment networks (Third Party Payment Option Providers), a customer using the Shopping Solutions may choose to use its regular debit or credit card to (i) pay directly in the checkout, or (ii) settle the debt to Klarna at a later stage. You, who operate the webstore, agree to and authorize such Third Party Payment Option Providers to store, use, share and release cardholder data, provided or generated pursuant to this your cooperation agreement with Klarna to any person (i) for the purpose of processing the transaction; (ii) as required by applicable rules of Third Party Payment Option Providers or by applicable law; (iii) in aggregated (anonymous and generalized) format to facilitate analysis and comparisons; (iv) to investigate, prevent and/or detect fraud or crime; or (v) to mitigate information security risk, sector risk or credit risk. Klarna undertakes at all times to be Payment Card Industry Data Security Standard (PCI DSS) validated. You, who operate the webstore, undertake at all times to be compliant with the rules of PCI DSS applicable from time to time. As long as you use the Shopping Solutions in a compliant way, Klarna will be responsible for the security of cardholder data that Klarna possesses or otherwise stores, processes, or transmits when providing the Shopping Solutions.