ACQUIRING PARTNER
Klarna via Stripe
With Stripe as your acquirer and processor, you add Klarna as a payment method with no separate onboarding, while Stripe handles compliance, disputes and settlement. Offer Klarna through Stripe Checkout, Payment Links, the Payment Element or the Payment Intents API.
How the integration journey works
Go from setup to high-performing Klarna payments in a few simple steps.
Choose your integration pathway
Pick the right Klarna integration for your checkout and payment setup.
Stripe products integration
Integrate Klarna directly using Stripe APIs or prebuilt components.
Maximize sales with Klarna's conversion features plugin
Add Klarna's conversion features plugin to maximize your sales and help increase customer conversion in a few clicks and no code required.
Roles and responsibilities
Stripe acts as integration layer for Klarna, handling authorization, settlement, and refunds without requiring a separate direct integration.
| Responsibility | Partner | Stripe | Klarna |
|---|---|---|---|
| Customer authorization | Yes | No | Yes |
| Final authorization | No | Yes | Yes |
| Settlement of funds | Yes | Yes | No |
| Underwriting of Partner | No | Yes | No |
| Fraud | No | Yes | Yes |
Developer tools
Tools and references to support your Klarna integration.