ACQUIRING PARTNER
Klarna via J.P.Morgan
With J.P. Morgan Payments as your acquirer and processor, you offer Klarna as a payment method while J.P. Morgan Payments handles onboarding, compliance and settlement. Build your own checkout with the Klarna Web SDK, or use J.P. Morgan Payments Checkout, where Klarna is shown by default.
How the integration journey works
Go from setup to high-performing Klarna payments in a few simple steps.
Choose your integration pathway
Pick the right Klarna integration for your checkout and payment setup.
J.P.Morgan products integration
Integrate Klarna directly using J.P.Morgan APIs or prebuilt components.
Klarna API integration
Enhance your setup with advanced features and performance improvements using Klarna features:
Maximize sales with Klarna's conversion features plugin
Add Klarna's conversion features plugin to maximize your sales and help increase customer conversion in a few clicks and no code required.
Roles and responsibilities
J.P.Morgan acts as integration layer for Klarna, handling authorization, settlement, and refunds without requiring a separate direct integration.
| Responsibility | Partner | J.P.Morgan | Klarna |
|---|---|---|---|
| Customer authorization | Yes | No | Yes |
| Final authorization | No | Yes | Yes |
| Settlement of funds | Yes | Yes | No |
| Underwriting of Partner | No | Yes | No |
| Fraud | No | Yes | Yes |
Developer tools
Tools and references to support your Klarna integration.