URLs

Production: https://xs2a.banking.klarna.com

Sandbox: https://xs2a.banking.playground.klarna.com

To use our sandbox environment, you can use your production certificate or, if you're not yet in possession of such, you can use our test certificate to authenticate yourself in playground. Test certificate: crt file:

-----BEGIN CERTIFICATE-----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-----END CERTIFICATE-----

key file:

-----BEGIN RSA PRIVATE KEY-----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-----END RSA PRIVATE KEY-----