Our assets should not be altered in any way. Their orientation, colour, and composition should remain precisely as indicated in these guidelines — with no exceptions.
Klarna offers three different financing offerings in Norway: Pay now, Pay later and Financing.
Pay now (Betal nå) allows a consumer to use Klarna and all the benefits it provides, when buying directly with a bank card. We optimize the shopping experience by requesting only the information needed for the purchase to be secure.
Pay later (Betal senere / Betal innen 30 dager) allows a consumer to pay only after receiving the item provides a friction-free shopping experience. Always ensure you provide a link to our terms & conditions page when you do marketing of our pay later products. The sender of marketing is responsible for staying informed about the laws and regulations that apply to marketing credit.
Financing / installments (Finansering opp til 36 måneder) in Norway falls into 30 day invoice, Pay in X, 6-36 months installments, and direct debit with VISA. Always ensure you follow the rules below when doing marketing of installments.
Campaigns for a specific product or service
If you communicate our installments for a specific item or service, the terms and conditions for this particular purchase must be clearly stated in the ad:
Delbetaling med Klarna fra XX.XX NOK per måned*
* = Gjelder X-måneders avdrag med Klarna. Etableringsgebyr X NOK, administrasjonsgebyr X NOK / måned, variabel årlig rente X%, månedlig betaling X NOK, effektiv rente X%, totalt beløp å betale: X NOK.
Långivere og betalingsmottakere: Klarna Bank AB (publ), Sveavägen 46, 111 34 Stockholm. For mer informasjon, les mer på klarna.com/no/vilkar.
Campaigns for a general product or service
If the campaign provides the opportunity to utilize the credit in different ways with different fees or credit interest rates, use the total credit amount for the highest fee and credit interest applied to the most common form of transaction for your product.
Kampanje! Fra XXX kroner / måned
* = Gjelder eksempler på kreditt på NOK XX.XXX i XX måneder: Etableringsgebyr X NOK, administrasjonsgebyr X NOK / måned, variabel årlig rente X%, månedlig betaling X NOK, effektiv rente X%. Totalt beløp å betale: X NOK.
Långivere og betalingsmottakere: Klarna Bank AB (publ), Sveavägen 46, 111 34 Stockholm. Beløpene som vises er en indikasjon. Eksakt kostnad kan variere avhengig av hvilken dag i måneden kjøpet er gjort. For mer informasjon, les mer på klarna.com/no/vilkar/
To determine a general fee, you can use our calculator. The amounts shown are an indication. Exact cost varies depending on which day of the month the purchase is made.