Klarna offers two different unregulated financing offerings in the UK: Pay in 30 days and Pay in 3 installments. Both are unregulated credit products.
Pay in 30 days allows a consumer to get up to 30 days to pay after purchase. This product is completely interest free and there are no late fees applied.
Pay in 3 instalments allows a consumer to spread the cost over 3 equal monthly instalments for their product. This product is completely interest free and there are no late fees applied.
For more information on how to advertise the non-regulated finance options to consumers, please download following document.
Note: This guide is only for Klarna merchants. It covers how merchants should advertise Klarna’s non-regulated finance options to consumers. Extra rules apply when merchants advertise Klarna’s regulated finance options. The Advertising Standards Authority (ASA) is the UK’s independent regulator of advertising, and it makes sure that everyone follows the advertising codes. These codes are the UK Code of Non-broadcast Advertising and Direct & Promotional Marketing and the UK Code of Broadcast Advertising. They’re written by the Committee of Advertising Practice (CAP). Please note this document is just a guide, and is based on our own understanding of ASA's rules.