What does Klarna offer?

With invoice, your customers can shop easily by only giving minimal information and avoiding long registration processes. The customer receives the goods first and pays later, which makes shopping safe. We take the credit and fraud risk. With part payment, the customers have the opportunity to split their payments and decide how much they would like to pay each month. All purchases made during one month are collected on a monthly invoice. Both of these payment methods should be presented in your checkout just like any other payment method, and use an XMLRPC API to communicate with Klarna's systems.